| ZIP Code | 38545 |
|---|---|
| City | Bloomington Springs |
| State | Tennessee (TN) |
| County | Putnam County |
| Area Code | 931 |
| Elevation | 924 ft |
| Latitude | 36.231332 |
|---|---|
| Longitude | -85.659651 |
| Timezone | Chicago (DST) |
| FIPS | 47087 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 31.4 yrs ↓ 24% since 2019 |
|---|---|
| Avg Household Size | 2.38 |
| Below Poverty | 10.4% ≈ Avg |
| College Grads | 24.7% ▼ 36% below avg |
| Unemployment | 5.8% ▲ 19% above avg |
| HS Graduate | 456 (44.3%) |
| Some College | 223 (21.7%) |
| Associates | 97 (9.4%) |
| Bachelors | 58 (5.6%) |
| Graduate Degree | 196 (19%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,375 ▼ 22% below avg ↑ 63% since 2019 |
|---|---|
| Median Home Value | $104,600 ▼ 62% below avg ↓ 25% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Median Rent | $851/mo ↑ 58% since 2019 |
| Total Units | 755 |
| Vacant Units | 111 |
| Avg HH Size | 2.38 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 755 |
|---|---|
| Vacant | 111 |
| Owner Occupied | 73.8% |
| Renter Occupied | 26.2% |
| Avg HH Size | 2.38 |
ZIP code 38545 is located in Bloomington Springs, Tennessee, within Putnam County. With a population of 1,545, this is a sparsely populated ZIP code with a relatively young community — the median age is 31.4 years. Economically, 38545 is a solidly middle-class ZIP code: the median household income of $59,375 is below the national average.
Real estate in ZIP code 38545 represents one of the more affordable housing markets in the country. The median home value of $104,600 is well below the national average. Renters can expect to pay around $851 per month in median rent. Homeownership is strong here — 73.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 25% since 2019.
The population of 38545 is primarily White (92.56%). Residents are less-educated — 24.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 10.4%. Household income has grown by 63% since 2019.
The unemployment rate in 38545 stands at 5.8%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 90%.
Overall, ZIP code 38545 in Bloomington Springs, TN is characterized as solidly middle-class, less-educated, a relatively young community, and predominantly owner-occupied. With 1,545 residents, a median household income of $59,375, and a median home value of $104,600, it offers a clear picture of life in this part of Tennessee.