| ZIP Code | 38544 |
|---|---|
| City | Baxter |
| State | Tennessee (TN) |
| County | Putnam County |
| Area Code | 931 |
| Elevation | 744 ft |
| Latitude | 36.109883 |
|---|---|
| Longitude | -85.652321 |
| Timezone | Chicago (DST) |
| FIPS | 47141 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.4 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.62 |
| Below Poverty | 16.9% ▲ 69% above avg |
| College Grads | 20.9% ▼ 46% below avg |
| Unemployment | 6.9% ▲ 42% above avg |
| No HS Diploma | 322 (7%) |
| HS Graduate | 1,733 (37.7%) |
| Some College | 955 (20.8%) |
| Associates | 623 (13.6%) |
| Bachelors | 229 (5%) |
| Graduate Degree | 732 (15.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $66,801 ▼ 12% below avg ↑ 58% since 2019 |
|---|---|
| Median Home Value | $222,500 ▼ 20% below avg ↑ 56% since 2019 |
| Home/Income Ratio | 3.3x (nat avg ~3.5x) |
| Median Rent | $904/mo ↑ 37% since 2019 |
| Total Units | 3,327 |
| Vacant Units | 496 |
| Avg HH Size | 2.62 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,327 |
|---|---|
| Vacant | 496 |
| Owner Occupied | 78.8% |
| Renter Occupied | 21.2% |
| Avg HH Size | 2.62 |
ZIP code 38544 is located in Baxter, Tennessee, within Putnam County. With a population of 7,413, this is a lightly populated ZIP code with a middle-aged community — the median age is 41.4 years. Economically, 38544 is a solidly middle-class ZIP code: the median household income of $66,801 is near the national average.
Real estate in ZIP code 38544 represents an affordable housing market. The median home value of $222,500 is below the national average. Renters can expect to pay around $904 per month in median rent. Homeownership is strong here — 78.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 56% since 2019.
The population of 38544 is primarily White (87.63%). Residents are less-educated — 20.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.9%. Household income has grown by 58% since 2019.
The unemployment rate in 38544 stands at 6.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 38544 in Baxter, TN is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 7,413 residents, a median household income of $66,801, and a median home value of $222,500, it offers a clear picture of life in this part of Tennessee.