| ZIP Code | 38548 |
|---|---|
| City | Buffalo Valley |
| State | Tennessee (TN) |
| County | Putnam County |
| Area Code | 615/629 |
| Elevation | 839 ft |
| Latitude | 36.174831 |
|---|---|
| Longitude | -85.791953 |
| Timezone | Chicago (DST) |
| FIPS | 47141 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 50.4 yrs ↑ 59% since 2019 |
|---|---|
| Avg Household Size | 2.90 |
| Below Poverty | 11.8% ▲ 18% above avg |
| College Grads | 11.3% ▼ 71% below avg |
| Unemployment | 4.3% ▼ 13% below avg |
| No HS Diploma | 11 (1.4%) |
| HS Graduate | 450 (58.6%) |
| Some College | 146 (19%) |
| Associates | 74 (9.6%) |
| Bachelors | 45 (5.9%) |
| Graduate Degree | 42 (5.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $56,979 ▼ 25% below avg ↑ 2% since 2019 |
|---|---|
| Median Home Value | $213,100 ▼ 24% below avg ↑ 55% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $833/mo ↓ 10% since 2019 |
| Total Units | 513 |
| Vacant Units | 94 |
| Avg HH Size | 2.90 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 513 |
|---|---|
| Vacant | 94 |
| Owner Occupied | 93.3% |
| Renter Occupied | 6.7% |
| Avg HH Size | 2.90 |
ZIP code 38548 is located in Buffalo Valley, Tennessee, within Putnam County. With a population of 1,217, this is a sparsely populated ZIP code with a mature community — the median age is 50.4 years. Economically, 38548 is a solidly middle-class ZIP code: the median household income of $56,979 is below the national average.
Real estate in ZIP code 38548 represents an affordable housing market. The median home value of $213,100 is below the national average. Renters can expect to pay around $833 per month in median rent. Homeownership is strong here — 93.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.
The population of 38548 is primarily White (95.81%). Residents are less-educated — 11.3% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 11.8%. Household income has grown by 2% since 2019.
The unemployment rate in 38548 stands at 4.3%, which is near the national average. About 25% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 72%.
Overall, ZIP code 38548 in Buffalo Valley, TN is characterized as solidly middle-class, less-educated, a mature community, and predominantly owner-occupied. With 1,217 residents, a median household income of $56,979, and a median home value of $213,100, it offers a clear picture of life in this part of Tennessee.