| ZIP Code | 38582 |
|---|---|
| City | Silver Point |
| State | Tennessee (TN) |
| County | Putnam County |
| Area Code | 931 |
| Elevation | 1,030 ft |
| Latitude | 36.099444 |
|---|---|
| Longitude | -85.764549 |
| Timezone | Chicago (DST) |
| FIPS | 47141 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.1 yrs ↓ 14% since 2019 |
|---|---|
| Avg Household Size | 2.66 |
| Below Poverty | 6.7% ▼ 33% below avg |
| College Grads | 43.1% ▲ 11% above avg |
| Unemployment | 1.5% ▼ 69% below avg |
| HS Graduate | 340 (32.7%) |
| Some College | 124 (11.9%) |
| Associates | 128 (12.3%) |
| Bachelors | 116 (11.2%) |
| Graduate Degree | 332 (31.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $68,889 ▼ 10% below avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $242,000 ▼ 13% below avg ↑ 65% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $612/mo ↓ 23% since 2019 |
| Total Units | 834 |
| Vacant Units | 90 |
| Avg HH Size | 2.66 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 834 |
|---|---|
| Vacant | 90 |
| Owner Occupied | 94.2% |
| Renter Occupied | 5.8% |
| Avg HH Size | 2.66 |
ZIP code 38582 is located in Silver Point, Tennessee, within Putnam County. With a population of 1,982, this is a sparsely populated ZIP code with a middle-aged community — the median age is 41.1 years. Economically, 38582 is a solidly middle-class ZIP code: the median household income of $68,889 is near the national average.
Real estate in ZIP code 38582 represents an affordable housing market. The median home value of $242,000 is near the national average. Renters can expect to pay around $612 per month in median rent. Homeownership is strong here — 94.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 65% since 2019.
The population of 38582 is primarily White (99.60%). Residents are well-educated — 43.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 6.7%. Household income has grown by 27% since 2019.
The unemployment rate in 38582 stands at 1.5%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 38582 in Silver Point, TN is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 1,982 residents, a median household income of $68,889, and a median home value of $242,000, it offers a clear picture of life in this part of Tennessee.