| ZIP Code | 38560 |
|---|---|
| City | Elmwood |
| State | Tennessee (TN) |
| County | Smith County |
| Area Code | 615/629 |
| Elevation | 762 ft |
| Latitude | 36.221926 |
|---|---|
| Longitude | -85.855639 |
| Timezone | Chicago (DST) |
| FIPS | 47159 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 33.2 yrs ↓ 26% since 2019 |
|---|---|
| Avg Household Size | 3.80 |
| Below Poverty | 16.4% ▲ 64% above avg |
| College Grads | 32.8% ▼ 15% below avg |
| Unemployment | 6.2% ▲ 27% above avg |
| No HS Diploma | 23 (2.8%) |
| HS Graduate | 357 (42.7%) |
| Some College | 99 (11.8%) |
| Associates | 83 (9.9%) |
| Bachelors | 144 (17.2%) |
| Graduate Degree | 130 (15.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $65,221 ▼ 15% below avg ↑ 60% since 2019 |
|---|---|
| Median Home Value | $202,700 ▼ 27% below avg ↑ 70% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $783/mo ↑ 32% since 2019 |
| Total Units | 584 |
| Vacant Units | 153 |
| Avg HH Size | 3.80 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 584 |
|---|---|
| Vacant | 153 |
| Owner Occupied | 68.5% |
| Renter Occupied | 31.6% |
| Avg HH Size | 3.80 |
ZIP code 38560 is located in Elmwood, Tennessee, within Smith County. With a population of 1,639, this is a sparsely populated ZIP code with a relatively young community — the median age is 33.2 years. Economically, 38560 is a solidly middle-class ZIP code: the median household income of $65,221 is near the national average.
Real estate in ZIP code 38560 represents an affordable housing market. The median home value of $202,700 is below the national average. Renters can expect to pay around $783 per month in median rent. Homeownership is strong here — 68.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 70% since 2019.
The population of 38560 is primarily White (94.14%). Residents are moderately educated — 32.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.4%. Household income has grown by 60% since 2019.
The unemployment rate in 38560 stands at 6.2%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 87%.
Overall, ZIP code 38560 in Elmwood, TN is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 1,639 residents, a median household income of $65,221, and a median home value of $202,700, it offers a clear picture of life in this part of Tennessee.