US ZIP Code
38501

Cookeville, TN

Putnam County  ·  Tennessee

● Active
👥 42,422 Population ↑ 9% since 2019
💰 $50,923 Median HH Income
▼ 33% below avg ↑ 32% since 2019
🎂 31.5 Median Age ↓ 8% since 2019
🏠 $245,100 Median Home Value
▼ 12% below avg ↑ 54% since 2019
🎓 38.7% College Grads
≈ Avg
📊 4.2% Unemployment
▼ 15% below avg ↓ 21% since 2019
ZIP Code Details
ZIP Code38501
CityCookeville
StateTennessee (TN)
CountyPutnam County
Area Code931
Elevation1,045 ft
Latitude36.226045
Longitude-85.533285
TimezoneChicago (DST)
FIPS47141
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.3% (20,931) Female 50.7% (21,491) ♀

Race & Ethnicity

White: 81.6%Hispanic: 9.2%Black: 4%Asian: 1.3%Other: 3.7%Race
White81.6%
Hispanic9.2%
Black4.0%
Asian1.3%
Other3.7%

Age Breakdown

Under 5
5%
5–17
14%
18–24
20%
25–44
25%
45–64
22%
65+
6%

Key Indicators

Median Age31.5 yrs ↓ 8% since 2019
Avg Household Size2.31
Below Poverty18.9% ▲ 89% above avg
College Grads38.7% ≈ Avg
Unemployment4.2% ▼ 15% below avg
No HS Diploma298 (1.3%)
HS Graduate6,723 (29.4%)
Some College3,126 (13.7%)
Associates3,864 (16.9%)
Bachelors1,568 (6.9%)
Graduate Degree7,274 (31.8%)

Education

No HS: 1.3%HS Grad: 29.4%Some College: 13.7%Associates: 16.9%Bachelors: 6.9%Graduate: 31.8%Edu
No HS1.3%
HS Grad29.4%
Some College13.7%
Associates16.9%
Bachelors6.9%
Graduate31.8%
Housing & Income

Housing Tenure

Owner: 49.4%Renter: 50.6%Tenure
Owner49.4%
Renter50.6%

Home Value Distribution

Under $50k
3%
$50k–100k
8%
$100k–150k
12%
$150k–200k
12%
$200k–300k
30%
$300k–500k
23%
Over $500k
12%

Financials

Median HH Income$50,923 ▼ 33% below avg ↑ 32% since 2019
Median Home Value$245,100 ▼ 12% below avg ↑ 54% since 2019
Home/Income Ratio4.8x (nat avg ~3.5x)
Median Rent$856/mo ↑ 21% since 2019
Total Units19,158
Vacant Units1,705
Avg HH Size2.31

Income Distribution

Under $25k
28%
$25k–50k
19%
$50k–75k
17%
$75k–100k
13%
$100k–150k
14%
$150k–200k
4%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
0%
Walked
3%
Work From Home
9%

Commute Time

Under 15 min
39%
15–30 min
37%
30–45 min
14%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
7%
1960s–1970s
16%
1980s–1990s
19%
2000+
57%

Summary

Total Units19,158
Vacant1,705
Owner Occupied49.4%
Renter Occupied50.6%
Avg HH Size2.31
Frequently Asked Questions
ZIP code 38501 is in Cookeville, TN, in Putnam County.
ZIP code 38501 is located in Tennessee (TN).
ZIP code 38501 is in Putnam County, TN.
ZIP 38501 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 38501 is 42,422 people (ACS 2023).
The median household income in ZIP code 38501 is $50,923 (ACS 2023).
The median home value in ZIP 38501 is $245,100 (ACS 2023).
About ZIP Code 38501

ZIP code 38501 is located in Cookeville, Tennessee, within Putnam County. With a population of 42,422, this is a highly populated ZIP code with a relatively young community — the median age is 31.5 years. Economically, 38501 is a working-class ZIP code: the median household income of $50,923 is below the national average.

Real estate in ZIP code 38501 represents an affordable housing market. The median home value of $245,100 is near the national average. Renters can expect to pay around $856 per month in median rent. The area has a relatively balanced mix of owners (49.4%) and renters (50.6%). Median home values have increased by 54% since 2019.

The population of 38501 is primarily White (81.63%). Residents are moderately educated — 38.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 18.9%. Household income has grown by 32% since 2019.

The unemployment rate in 38501 stands at 4.2%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.

Overall, ZIP code 38501 in Cookeville, TN is characterized as working-class, moderately educated, and a relatively young community. With 42,422 residents, a median household income of $50,923, and a median home value of $245,100, it offers a clear picture of life in this part of Tennessee.