| ZIP Code | 38506 |
|---|---|
| City | Cookeville |
| State | Tennessee (TN) |
| County | Putnam County |
| Area Code | 931 |
| Elevation | 1,113 ft |
| Latitude | 36.187036 |
|---|---|
| Longitude | -85.433518 |
| Timezone | Chicago (DST) |
| FIPS | 47141 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.8 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.38 |
| Below Poverty | 13.3% ▲ 33% above avg |
| College Grads | 39.0% ≈ Avg |
| Unemployment | 2.2% ▼ 56% below avg |
| No HS Diploma | 67 (0.3%) |
| HS Graduate | 6,178 (32.2%) |
| Some College | 2,810 (14.6%) |
| Associates | 2,656 (13.8%) |
| Bachelors | 1,309 (6.8%) |
| Graduate Degree | 6,179 (32.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,051 ▼ 17% below avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $256,100 ▼ 8% below avg ↑ 55% since 2019 |
| Home/Income Ratio | 4.1x (nat avg ~3.5x) |
| Median Rent | $1,032/mo ↑ 26% since 2019 |
| Total Units | 13,018 |
| Vacant Units | 648 |
| Avg HH Size | 2.38 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 13,018 |
|---|---|
| Vacant | 648 |
| Owner Occupied | 71.2% |
| Renter Occupied | 28.8% |
| Avg HH Size | 2.38 |
ZIP code 38506 is located in Cookeville, Tennessee, within Putnam County. With a population of 29,657, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.8 years. Economically, 38506 is a solidly middle-class ZIP code: the median household income of $63,051 is below the national average.
Real estate in ZIP code 38506 represents a mid-range housing market. The median home value of $256,100 is near the national average. Renters can expect to pay around $1,032 per month in median rent. Homeownership is strong here — 71.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.
The population of 38506 is primarily White (91.50%). Residents are moderately educated — 39.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.3%. Household income has grown by 20% since 2019.
The unemployment rate in 38506 stands at 2.2%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 38506 in Cookeville, TN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 29,657 residents, a median household income of $63,051, and a median home value of $256,100, it offers a clear picture of life in this part of Tennessee.