| ZIP Code | 38562 |
|---|---|
| City | Gainesboro |
| State | Tennessee (TN) |
| County | Jackson County |
| Area Code | 931 |
| Elevation | 769 ft |
| Latitude | 36.351641 |
|---|---|
| Longitude | -85.659335 |
| Timezone | Chicago (DST) |
| FIPS | 47087 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.5 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.41 |
| Below Poverty | 20.6% ▲ 106% above avg |
| College Grads | 19.7% ▼ 49% below avg |
| Unemployment | 7.3% ▲ 48% above avg |
| No HS Diploma | 25 (0.6%) |
| HS Graduate | 2,346 (54.4%) |
| Some College | 743 (17.2%) |
| Associates | 349 (8.1%) |
| Bachelors | 280 (6.5%) |
| Graduate Degree | 568 (13.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $38,325 ▼ 50% below avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $129,600 ▼ 54% below avg ↑ 24% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $705/mo ↑ 41% since 2019 |
| Total Units | 3,337 |
| Vacant Units | 679 |
| Avg HH Size | 2.41 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,337 |
|---|---|
| Vacant | 679 |
| Owner Occupied | 82.1% |
| Renter Occupied | 18.0% |
| Avg HH Size | 2.41 |
ZIP code 38562 is located in Gainesboro, Tennessee, within Jackson County. With a population of 6,586, this is a lightly populated ZIP code with a mature community — the median age is 46.5 years. Economically, 38562 is a lower-income ZIP code: the median household income of $38,325 is below the national average.
Real estate in ZIP code 38562 represents one of the more affordable housing markets in the country. The median home value of $129,600 is well below the national average. Renters can expect to pay around $705 per month in median rent. Homeownership is strong here — 82.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.
The population of 38562 is primarily White (96.23%). Residents are less-educated — 19.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 20.6%. Household income has grown by 19% since 2019.
The unemployment rate in 38562 stands at 7.3%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 38562 in Gainesboro, TN is characterized as lower-income, less-educated, a mature community, and predominantly owner-occupied. With 6,586 residents, a median household income of $38,325, and a median home value of $129,600, it offers a clear picture of life in this part of Tennessee.