| ZIP Code | 38575 |
|---|---|
| City | Moss |
| State | Tennessee (TN) |
| County | Clay County |
| Area Code | 931 |
| Elevation | 926 ft |
| Latitude | 36.553225 |
|---|---|
| Longitude | -85.629502 |
| Timezone | Chicago (DST) |
| FIPS | 47027 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.8 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.50 |
| Below Poverty | 19.1% ▲ 91% above avg |
| College Grads | 28.0% ▼ 28% below avg |
| Unemployment | 2.2% ▼ 54% below avg |
| No HS Diploma | 10 (1.7%) |
| HS Graduate | 306 (51.6%) |
| Some College | 82 (13.8%) |
| Associates | 29 (4.9%) |
| Bachelors | 49 (8.3%) |
| Graduate Degree | 117 (19.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $58,125 ▼ 24% below avg ↑ 50% since 2019 |
|---|---|
| Median Home Value | $152,700 ▼ 45% below avg ↑ 84% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Total Units | 433 |
| Vacant Units | 38 |
| Avg HH Size | 2.50 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 433 |
|---|---|
| Vacant | 38 |
| Owner Occupied | 85.1% |
| Renter Occupied | 14.9% |
| Avg HH Size | 2.50 |
ZIP code 38575 is located in Moss, Tennessee, within Clay County. With a population of 987, this is a sparsely populated ZIP code with a mature community — the median age is 47.8 years. Economically, 38575 is a solidly middle-class ZIP code: the median household income of $58,125 is below the national average.
Real estate in ZIP code 38575 represents an affordable housing market. The median home value of $152,700 is below the national average. Homeownership is strong here — 85.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 84% since 2019.
The population of 38575 is primarily White (86.22%). Residents are moderately educated — 28.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 19.1%. Household income has grown by 50% since 2019.
The unemployment rate in 38575 stands at 2.2%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 93%.
Overall, ZIP code 38575 in Moss, TN is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 987 residents, a median household income of $58,125, and a median home value of $152,700, it offers a clear picture of life in this part of Tennessee.