County

Cortland County, NY

12 ZIP codes  ·  12 cities  ·  New York

👥46,902Population
💰$67,933Median HH Income▼ 11% below avg
🎂36.7Median Age
🏠$156,968Median Home Value▼ 44% below avg
🎓41.5%College Grads≈ Avg
📊5.5%Unemployment▲ 13% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.8% Female 50.2% ♀

Race & Ethnicity

White: 89.8%Hispanic: 3.6%Black: 3.1%Asian: 1.7%Other: 2.7%Race
White89.8%
Hispanic3.6%
Black3.1%
Asian1.7%
Other2.7%

Age Breakdown

Under 5
5%
5–17
14%
18–24
18%
25–44
21%
45–64
25%
65+
7%

Key Indicators

Median Age36.7 yrs
Avg HH Size2.30
Below Poverty12.0% ▲ 20% above avg
College Grads41.5% ≈ Avg
Unemployment5.5% ▲ 13% above avg
No HS Diploma590 (2.2%)
HS Graduate8,029 (29.3%)
Some College4,121 (15%)
Associates3,248 (11.8%)
Bachelors3,719 (13.6%)
Graduate Degree7,729 (28.2%)

Education

No HS: 2.2%HS Grad: 29.3%Some College: 15%Associates: 11.8%Bachelors: 13.6%Graduate: 28.2%Edu
No HS2.2%
HS Grad29.3%
Some College15.0%
Associates11.8%
Bachelors13.6%
Graduate28.2%
Housing & Income

Housing Tenure

Owner: 66.8%Renter: 33.2%Tenure
Owner66.8%
Renter33.2%

Home Value Distribution

Under $50k
6%
$50k–$100k
14%
$100k–$150k
25%
$150k–$200k
24%
$200k–$300k
19%
$300k–$500k
7%
Over $500k
5%

Financials

Median HH Income$67,933 ▼ 11% below avg
Median Home Value$156,968 ▼ 44% below avg
Home/Income Ratio2.3x (nat avg ~3.5x)
Median Rent$920/mo
Total Housing Units21,249
Vacant Units2,334

Income Distribution

Under $25k
18%
$25k–$50k
15%
$50k–$75k
21%
$75k–$100k
14%
$100k–$150k
19%
$150k–$200k
7%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
85%
Public Transit
1%
Walked
6%
Work From Home
8%

Commute Time

Under 15 min
43%
15–30 min
26%
30–45 min
18%
Over 45 min
13%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
13%
1960s–1970s
12%
1980s–1990s
9%
2000+
63%
About Cortland County, NY

Cortland County is located in New York and encompasses 12 ZIP codes spanning 12 cities and communities. The county has an estimated population of 46,902 residents. With a median age of 36.72, it is a relatively young county.

Cortland County has a solidly middle-class economic profile. The median household income of $67,933 is near the national average. Unemployment stands at 5.5%, near the national average. The poverty rate of 12.0% is above the national average.

Housing in Cortland County is an affordable housing market, with a median home value of $156,968 — below the national average. Monthly median rent is approximately $920. Homeownership rates are high at 66.8%, reflecting a largely residential, stable population.

The residents of Cortland County are primarily White (89.84%). Educational attainment is well-educated — 41.5% of adults hold a bachelor's degree or higher, near the national average.

Cortland County, NY is a solidly middle-class area in New York. The 12 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Cortland County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
13040 Cincinnatus 2,683 $67,049 $126,600 $818 7.2% 36.0%
13045 Cortland 28,388 $67,028 $162,700 $905 5.6% 42.2%
13784 Harford 383 $73,265 $1,116 7.2% 10.8%
13077 Homer 6,567 $70,111 $168,800 $1,133 4.0% 51.8%
13087 Little York 252 $130,455 $193,400 0.0% 57.2%
13803 Marathon 3,936 $62,537 $134,300 $798 8.0% 33.3%
13101 Mc Graw 2,221 $62,670 $123,800 $858 4.9% 28.9%
13141 Preble 643 $83,125 $159,900 $1,104 0.6% 49.4%
13158 Truxton 1,377 $80,809 $168,500 $762 3.2% 35.9%
13863 Willet 430 $71,188 $103,500 $822 10.9% 35.8%