| ZIP Code | 13784 |
|---|---|
| City | Harford |
| State | New York (NY) |
| County | Cortland County |
| Area Code | 607 |
| Elevation | 1,574 ft |
| Latitude | 42.435289 |
|---|---|
| Longitude | -76.217749 |
| Timezone | New York (DST) |
| FIPS | 36023 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 31.9 yrs ↑ 16% since 2019 |
|---|---|
| Avg Household Size | 2.70 |
| Below Poverty | 31.9% ▲ 219% above avg |
| College Grads | 10.8% ▼ 72% below avg |
| Unemployment | 7.2% ▲ 47% above avg |
| HS Graduate | 32 (26.7%) |
| Some College | 58 (48.3%) |
| Associates | 17 (14.2%) |
| Bachelors | 5 (4.2%) |
| Graduate Degree | 8 (6.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $73,265 ≈ Avg |
|---|---|
| Median Rent | $1,116/mo ↓ 21% since 2019 |
| Total Units | 147 |
| Vacant Units | 5 |
| Avg HH Size | 2.70 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 147 |
|---|---|
| Vacant | 5 |
| Owner Occupied | 69.7% |
| Renter Occupied | 30.3% |
| Avg HH Size | 2.70 |
ZIP code 13784 is located in Harford, New York, within Cortland County. With a population of 383, this is a sparsely populated ZIP code with a relatively young community — the median age is 31.9 years. Economically, 13784 is a solidly middle-class ZIP code: the median household income of $73,265 is near the national average.
Renters can expect to pay around $1,116 per month in median rent. Homeownership is strong here — 69.7% of occupied units are owner-occupied, suggesting an established, stable residential community.
The population of 13784 is primarily White (83.81%). Residents are less-educated — 10.8% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 31.9%.
The unemployment rate in 13784 stands at 7.2%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 13784 in Harford, NY is characterized as solidly middle-class, less-educated, a relatively young community, and predominantly owner-occupied.