| ZIP Code | 13045 |
|---|---|
| City | Cortland |
| State | New York (NY) |
| County | Cortland County |
| Area Code | 607 |
| Elevation | 1,241 ft |
| Latitude | 42.584512 |
|---|---|
| Longitude | -76.190686 |
| Timezone | New York (DST) |
| FIPS | 36023 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 32.4 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.22 |
| Below Poverty | 13.6% ▲ 36% above avg |
| College Grads | 42.2% ▲ 9% above avg |
| Unemployment | 5.6% ▲ 15% above avg |
| No HS Diploma | 507 (3.3%) |
| HS Graduate | 4,179 (27%) |
| Some College | 2,303 (14.9%) |
| Associates | 1,967 (12.7%) |
| Bachelors | 1,985 (12.8%) |
| Graduate Degree | 4,546 (29.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $67,028 ▼ 12% below avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $162,700 ▼ 42% below avg ↑ 30% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $905/mo ↑ 17% since 2019 |
| Total Units | 12,420 |
| Vacant Units | 1,182 |
| Avg HH Size | 2.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,420 |
|---|---|
| Vacant | 1,182 |
| Owner Occupied | 58.0% |
| Renter Occupied | 42.0% |
| Avg HH Size | 2.22 |
ZIP code 13045 is located in Cortland, New York, within Cortland County. With a population of 28,388, this is a moderately populated ZIP code with a relatively young community — the median age is 32.4 years. Economically, 13045 is a solidly middle-class ZIP code: the median household income of $67,028 is near the national average.
Real estate in ZIP code 13045 represents an affordable housing market. The median home value of $162,700 is below the national average. Renters can expect to pay around $905 per month in median rent. The area has a relatively balanced mix of owners (58.0%) and renters (42.0%). Median home values have increased by 30% since 2019.
The population of 13045 is primarily White (87.23%). Residents are well-educated — 42.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.6%. Household income has grown by 25% since 2019.
The unemployment rate in 13045 stands at 5.6%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 13045 in Cortland, NY is characterized as solidly middle-class, well-educated, and a relatively young community. With 28,388 residents, a median household income of $67,028, and a median home value of $162,700, it offers a clear picture of life in this part of New York.