City

Saint Stephen, MN

1 ZIP code  ·  Stearns County  ·  Minnesota

👥672Population
💰$94,875Median HH Income▲ 24% above avg
🎂39.2Median Age
🏠$237,600Median Home Value▼ 15% below avg
🎓41.1%College Grads≈ Avg
📊4.3%Unemployment▼ 12% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 53.9% Female 46.1% ♀

Race & Ethnicity

White: 97.3%Hispanic: 0.6%Other: 1.9%Race
White97.3%
Hispanic0.6%
Other1.9%

Age Breakdown

Under 5
3%
5–17
14%
18–24
12%
25–44
27%
45–64
30%
65+
2%

Key Indicators

Median Age39.2 yrs
Avg HH Size2.36
Below Poverty2.1% ▼ 79% below avg
College Grads41.1% ≈ Avg
Unemployment4.3% ▼ 12% below avg
HS Graduate157 (33.1%)
Some College43 (9.1%)
Associates79 (16.7%)
Bachelors84 (17.7%)
Graduate Degree111 (23.4%)

Education

HS Grad: 33.1%Some College: 9.1%Associates: 16.7%Bachelors: 17.7%Graduate: 23.4%Edu
HS Grad33.1%
Some College9.1%
Associates16.7%
Bachelors17.7%
Graduate23.4%
Housing & Income

Housing Tenure

Owner: 95.8%Renter: 4.2%Tenure
Owner95.8%
Renter4.2%

Home Value Distribution

Under $50k
2%
$50k–$100k
1%
$100k–$150k
3%
$150k–$200k
16%
$200k–$300k
54%
$300k–$500k
21%
Over $500k
2%

Financials

Median HH Income$94,875 ▲ 24% above avg
Median Home Value$237,600 ▼ 15% below avg
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$1,025/mo
Total Housing Units285

Income Distribution

Under $25k
2%
$25k–$50k
5%
$50k–$75k
27%
$75k–$100k
17%
$100k–$150k
27%
$150k–$200k
18%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
90%
Walked
1%
Work From Home
9%

Commute Time

Under 15 min
6%
15–30 min
63%
30–45 min
20%
Over 45 min
11%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
10%
1960s–1970s
14%
1980s–1990s
22%
2000+
53%
About Saint Stephen, MN

Saint Stephen is a city in Minnesota, located in Stearns County. The city spans 1 ZIP code and is home to approximately 672 residents. It is a middle-aged city, with a median age of 39.2 years.

Economically, Saint Stephen is a middle-income community. The median household income of $94,875 is above the national average. Approximately 2.1% of residents live below the poverty line. The unemployment rate is 4.3%, near the national average.

The real estate market in Saint Stephen is an affordable housing market. Median home values stand at $237,600, which is near the national average. Renters typically pay around $1,025 per month. Homeownership is high at 95.8%, typical of suburban and family-oriented communities.

The population of Saint Stephen is well-educated. 41.1% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (97.32%).

Saint Stephen, MN offers residents above-average earning potential within Minnesota.

ZIP Codes in Saint Stephen
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
56375 672 $94,875 $237,600 $1,025 4.3% 41.1% 95.8%