Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.4 yrs |
|---|---|
| Avg HH Size | 2.26 |
| Below Poverty | 14.1% ▲ 41% above avg |
| College Grads | 34.7% ▼ 11% below avg |
| Unemployment | 4.7% ≈ Avg |
| No HS Diploma | 893 (1.3%) |
| HS Graduate | 22,359 (32.9%) |
| Some College | 9,190 (13.5%) |
| Associates | 11,815 (17.4%) |
| Bachelors | 8,475 (12.5%) |
| Graduate Degree | 15,179 (22.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,758 ▼ 20% below avg |
|---|---|
| Median Home Value | $135,415 ▼ 51% below avg |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $811/mo |
| Total Housing Units | 47,022 |
| Vacant Units | 3,563 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Bay County is located in Michigan and encompasses 11 ZIP codes spanning 9 cities and communities. The county has an estimated population of 99,417 residents. With a median age of 44.42, it is a middle-aged county.
Bay County has a solidly middle-class economic profile. The median household income of $60,758 is below the national average. Unemployment stands at 4.7%, near the national average. The poverty rate of 14.1% is above the national average.
Housing in Bay County is one of the more affordable housing markets in the country, with a median home value of $135,415 — well below the national average. Monthly median rent is approximately $811. Homeownership rates are high at 76.6%, reflecting a largely residential, stable population.
The residents of Bay County are primarily White (88.54%). Educational attainment is moderately educated — 34.7% of adults hold a bachelor's degree or higher, near the national average.
Bay County, MI is a solidly middle-class area in Michigan. The 11 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.
| ZIP | City | Population | Median Income | Median Home | Median Rent | Unemp. | College |
|---|---|---|---|---|---|---|---|
| 48611 | Auburn | 6,013 | $80,511 | $166,500 | $901 | 1.6% | 51.2% |
| 48706 | Bay City | 38,756 | $61,908 | $142,300 | $887 | 4.5% | 35.6% |
| 48708 | Bay City | 25,751 | $50,216 | $98,500 | $703 | 6.2% | 28.8% |
| 48613 | Bentley | 986 | $56,106 | $155,200 | $1,042 | 8.0% | 22.3% |
| 48732 | Essexville | 11,308 | $53,466 | $160,200 | $759 | 3.9% | 35.5% |
| 48631 | Kawkawlin | 4,058 | $77,813 | $164,400 | $772 | 1.4% | 36.6% |
| 48634 | Linwood | 4,395 | $78,929 | $156,800 | $754 | 4.3% | 39.8% |
| 48747 | Munger | 1,488 | $78,750 | $121,300 | $1,135 | 4.4% | 37.9% |
| 48650 | Pinconning | 6,662 | $63,662 | $136,400 | $750 | 6.0% | 31.9% |