| ZIP Code | 48732 |
|---|---|
| City | Essexville |
| State | Michigan (MI) |
| County | Bay County |
| Area Code | 989 |
| Elevation | 583 ft |
| Latitude | 43.612331 |
|---|---|
| Longitude | -83.789822 |
| Timezone | Detroit (DST) |
| FIPS | 26017 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.5 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.22 |
| Below Poverty | 13.9% ▲ 39% above avg |
| College Grads | 35.5% ▼ 8% below avg |
| Unemployment | 3.9% ▼ 21% below avg |
| HS Graduate | 2,282 (29.5%) |
| Some College | 1,046 (13.5%) |
| Associates | 1,656 (21.4%) |
| Bachelors | 1,026 (13.3%) |
| Graduate Degree | 1,714 (22.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $53,466 ▼ 30% below avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $160,200 ▼ 43% below avg ↑ 47% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $759/mo ↑ 16% since 2019 |
| Total Units | 5,329 |
| Vacant Units | 296 |
| Avg HH Size | 2.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,329 |
|---|---|
| Vacant | 296 |
| Owner Occupied | 68.3% |
| Renter Occupied | 31.7% |
| Avg HH Size | 2.22 |
ZIP code 48732 is located in Essexville, Michigan, within Bay County. With a population of 11,308, this is a lightly populated ZIP code with a middle-aged community — the median age is 44.5 years. Economically, 48732 is a working-class ZIP code: the median household income of $53,466 is below the national average.
Real estate in ZIP code 48732 represents an affordable housing market. The median home value of $160,200 is below the national average. Renters can expect to pay around $759 per month in median rent. Homeownership is strong here — 68.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 47% since 2019.
The population of 48732 is primarily White (90.05%). Residents are moderately educated — 35.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.9%. Household income has grown by 19% since 2019.
The unemployment rate in 48732 stands at 3.9%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 48732 in Essexville, MI is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 11,308 residents, a median household income of $53,466, and a median home value of $160,200, it offers a clear picture of life in this part of Michigan.