| ZIP Code | 48631 |
|---|---|
| City | Kawkawlin |
| State | Michigan (MI) |
| County | Bay County |
| Area Code | 989 |
| Elevation | 606 ft |
| Latitude | 43.688645 |
|---|---|
| Longitude | -83.995895 |
| Timezone | Detroit (DST) |
| FIPS | 26017 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.7 yrs |
|---|---|
| Avg Household Size | 2.22 |
| Below Poverty | 8.1% ▼ 19% below avg |
| College Grads | 36.6% ≈ Avg |
| Unemployment | 1.4% ▼ 71% below avg |
| HS Graduate | 1,113 (38.4%) |
| Some College | 361 (12.5%) |
| Associates | 362 (12.5%) |
| Bachelors | 438 (15.1%) |
| Graduate Degree | 622 (21.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $77,813 ≈ Avg ↑ 39% since 2019 |
|---|---|
| Median Home Value | $164,400 ▼ 41% below avg ↑ 26% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $772/mo ↑ 20% since 2019 |
| Total Units | 1,942 |
| Vacant Units | 141 |
| Avg HH Size | 2.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,942 |
|---|---|
| Vacant | 141 |
| Owner Occupied | 77.9% |
| Renter Occupied | 22.2% |
| Avg HH Size | 2.22 |
ZIP code 48631 is located in Kawkawlin, Michigan, within Bay County. With a population of 4,058, this is a lightly populated ZIP code with a mature community — the median age is 48.7 years. Economically, 48631 is a middle-income ZIP code: the median household income of $77,813 is near the national average.
Real estate in ZIP code 48631 represents an affordable housing market. The median home value of $164,400 is below the national average. Renters can expect to pay around $772 per month in median rent. Homeownership is strong here — 77.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 26% since 2019.
The population of 48631 is primarily White (92.29%). Residents are moderately educated — 36.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.1%. Household income has grown by 39% since 2019.
The unemployment rate in 48631 stands at 1.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 87%.
Overall, ZIP code 48631 in Kawkawlin, MI is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 4,058 residents, a median household income of $77,813, and a median home value of $164,400, it offers a clear picture of life in this part of Michigan.