US ZIP Code
48650

Pinconning, MI

Bay County  ·  Michigan

● Active
👥 6,662 Population ↓ 5% since 2019
💰 $63,662 Median HH Income
▼ 17% below avg ↑ 27% since 2019
🎂 46.2 Median Age ↓ 3% since 2019
🏠 $136,400 Median Home Value
▼ 51% below avg ↑ 35% since 2019
🎓 31.9% College Grads
▼ 18% below avg
📊 6.0% Unemployment
▲ 23% above avg ↓ 23% since 2019
ZIP Code Details
ZIP Code48650
CityPinconning
StateMichigan (MI)
CountyBay County
Area Code989
Elevation614 ft
Latitude43.849287
Longitude-84.013205
TimezoneDetroit (DST)
FIPS26017
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 53.7% (3,575) Female 46.3% (3,087) ♀

Race & Ethnicity

White: 92.8%Hispanic: 1.8%Black: 0.2%Asian: 0.8%Other: 4%Race
White92.8%
Hispanic1.8%
Black0.2%
Asian0.8%
Other4.0%

Age Breakdown

Under 5
5%
5–17
16%
18–24
5%
25–44
22%
45–64
30%
65+
11%

Key Indicators

Median Age46.2 yrs ↓ 3% since 2019
Avg Household Size2.44
Below Poverty12.3% ▲ 23% above avg
College Grads31.9% ▼ 18% below avg
Unemployment6.0% ▲ 23% above avg
No HS Diploma75 (1.6%)
HS Graduate1,729 (37.8%)
Some College628 (13.7%)
Associates681 (14.9%)
Bachelors636 (13.9%)
Graduate Degree824 (18%)

Education

No HS: 1.6%HS Grad: 37.8%Some College: 13.7%Associates: 14.9%Bachelors: 13.9%Graduate: 18%Edu
No HS1.6%
HS Grad37.8%
Some College13.7%
Associates14.9%
Bachelors13.9%
Graduate18.0%
Housing & Income

Housing Tenure

Owner: 87.9%Renter: 12.1%Tenure
Owner87.9%
Renter12.1%

Home Value Distribution

Under $50k
11%
$50k–100k
21%
$100k–150k
24%
$150k–200k
22%
$200k–300k
16%
$300k–500k
5%
Over $500k
2%

Financials

Median HH Income$63,662 ▼ 17% below avg ↑ 27% since 2019
Median Home Value$136,400 ▼ 51% below avg ↑ 35% since 2019
Home/Income Ratio2.1x (nat avg ~3.5x)
Median Rent$750/mo ↓ 3% since 2019
Total Units3,036
Vacant Units318
Avg HH Size2.44

Income Distribution

Under $25k
21%
$25k–50k
17%
$50k–75k
17%
$75k–100k
19%
$100k–150k
15%
$150k–200k
8%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
0%
Walked
1%
Work From Home
10%

Commute Time

Under 15 min
22%
15–30 min
25%
30–45 min
36%
Over 45 min
16%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
14%
1960s–1970s
17%
1980s–1990s
10%
2000+
54%

Summary

Total Units3,036
Vacant318
Owner Occupied87.9%
Renter Occupied12.1%
Avg HH Size2.44
Frequently Asked Questions
ZIP code 48650 is in Pinconning, MI, in Bay County.
ZIP code 48650 is located in Michigan (MI).
ZIP code 48650 is in Bay County, MI.
ZIP 48650 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 48650 is 6,662 people (ACS 2023).
The median household income in ZIP code 48650 is $63,662 (ACS 2023).
The median home value in ZIP 48650 is $136,400 (ACS 2023).
About ZIP Code 48650

ZIP code 48650 is located in Pinconning, Michigan, within Bay County. With a population of 6,662, this is a lightly populated ZIP code with a mature community — the median age is 46.2 years. Economically, 48650 is a solidly middle-class ZIP code: the median household income of $63,662 is below the national average.

Real estate in ZIP code 48650 represents one of the more affordable housing markets in the country. The median home value of $136,400 is well below the national average. Renters can expect to pay around $750 per month in median rent. Homeownership is strong here — 87.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.

The population of 48650 is primarily White (92.81%). Residents are moderately educated — 31.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.3%. Household income has grown by 27% since 2019.

The unemployment rate in 48650 stands at 6.0%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.

Overall, ZIP code 48650 in Pinconning, MI is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 6,662 residents, a median household income of $63,662, and a median home value of $136,400, it offers a clear picture of life in this part of Michigan.