US ZIP Code
48642

Midland, MI

Midland County  ·  Michigan

● Active
👥 33,770 Population ↑ 2% since 2019
💰 $77,690 Median HH Income
≈ Avg ↑ 15% since 2019
🎂 40.3 Median Age
🏠 $194,100 Median Home Value
▼ 30% below avg ↑ 31% since 2019
🎓 52.7% College Grads
▲ 36% above avg
📊 3.9% Unemployment
▼ 20% below avg ↑ 10% since 2019
ZIP Code Details
ZIP Code48642
CityMidland
StateMichigan (MI)
CountyMidland County
Area Code989
Elevation659 ft
Latitude43.702468
Longitude-84.235252
TimezoneDetroit (DST)
FIPS26111
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.5% (17,067) Female 49.5% (16,703) ♀

Race & Ethnicity

White: 87.6%Hispanic: 4.2%Black: 1.8%Asian: 3.8%Other: 2.2%Race
White87.6%
Hispanic4.2%
Black1.8%
Asian3.8%
Other2.2%

Age Breakdown

Under 5
5%
5–17
17%
18–24
7%
25–44
27%
45–64
25%
65+
8%

Key Indicators

Median Age40.3 yrs
Avg Household Size2.38
Below Poverty8.8% ▼ 12% below avg
College Grads52.7% ▲ 36% above avg
Unemployment3.9% ▼ 20% below avg
No HS Diploma93 (0.4%)
HS Graduate5,305 (23.2%)
Some College2,437 (10.7%)
Associates2,975 (13%)
Bachelors2,484 (10.9%)
Graduate Degree9,544 (41.8%)

Education

No HS: 0.4%HS Grad: 23.2%Some College: 10.7%Associates: 13%Bachelors: 10.9%Graduate: 41.8%Edu
No HS0.4%
HS Grad23.2%
Some College10.7%
Associates13.0%
Bachelors10.9%
Graduate41.8%
Housing & Income

Housing Tenure

Owner: 74.1%Renter: 25.9%Tenure
Owner74.1%
Renter25.9%

Home Value Distribution

Under $50k
7%
$50k–100k
8%
$100k–150k
19%
$150k–200k
19%
$200k–300k
25%
$300k–500k
17%
Over $500k
6%

Financials

Median HH Income$77,690 ≈ Avg ↑ 15% since 2019
Median Home Value$194,100 ▼ 30% below avg ↑ 31% since 2019
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$1,100/mo ↑ 30% since 2019
Total Units14,663
Vacant Units694
Avg HH Size2.38

Income Distribution

Under $25k
16%
$25k–50k
13%
$50k–75k
19%
$75k–100k
14%
$100k–150k
16%
$150k–200k
11%
Over $200k
12%
Employment & Commute

How People Get to Work

Drove Alone
87%
Public Transit
0%
Walked
1%
Work From Home
12%

Commute Time

Under 15 min
41%
15–30 min
33%
30–45 min
18%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
15%
1960s–1970s
14%
1980s–1990s
13%
2000+
55%

Summary

Total Units14,663
Vacant694
Owner Occupied74.1%
Renter Occupied25.9%
Avg HH Size2.38
Frequently Asked Questions
ZIP code 48642 is in Midland, MI, in Midland County.
ZIP code 48642 is located in Michigan (MI).
ZIP code 48642 is in Midland County, MI.
ZIP 48642 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 48642 is 33,770 people (ACS 2023).
The median household income in ZIP code 48642 is $77,690 (ACS 2023).
The median home value in ZIP 48642 is $194,100 (ACS 2023).
About ZIP Code 48642

ZIP code 48642 is located in Midland, Michigan, within Midland County. With a population of 33,770, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.3 years. Economically, 48642 is a middle-income ZIP code: the median household income of $77,690 is near the national average.

Real estate in ZIP code 48642 represents an affordable housing market. The median home value of $194,100 is below the national average. Renters can expect to pay around $1,100 per month in median rent. Homeownership is strong here — 74.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.

The population of 48642 is primarily White (87.60%). Residents are well-educated — 52.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.8%. Household income has grown by 15% since 2019.

The unemployment rate in 48642 stands at 3.9%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 81%.

Overall, ZIP code 48642 in Midland, MI is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 33,770 residents, a median household income of $77,690, and a median home value of $194,100, it offers a clear picture of life in this part of Michigan.