US ZIP Code
48634

Linwood, MI

Bay County  ·  Michigan

● Active
👥 4,395 Population ↑ 2% since 2019
💰 $78,929 Median HH Income
≈ Avg ↑ 28% since 2019
🎂 48.4 Median Age ↓ 8% since 2019
🏠 $156,800 Median Home Value
▼ 44% below avg ↑ 24% since 2019
🎓 39.8% College Grads
≈ Avg
📊 4.3% Unemployment
▼ 13% below avg ↓ 20% since 2019
ZIP Code Details
ZIP Code48634
CityLinwood
StateMichigan (MI)
CountyBay County
Area Code989
Elevation626 ft
Latitude43.759621
Longitude-84.035837
TimezoneDetroit (DST)
FIPS26017
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.8% (2,276) Female 48.2% (2,119) ♀

Race & Ethnicity

White: 95.9%Hispanic: 0.9%Asian: 0.5%Other: 2.4%Race
White95.9%
Hispanic0.9%
Asian0.5%
Other2.4%

Age Breakdown

Under 5
5%
5–17
10%
18–24
6%
25–44
27%
45–64
26%
65+
14%

Key Indicators

Median Age48.4 yrs ↓ 8% since 2019
Avg Household Size2.22
Below Poverty6.6% ▼ 34% below avg
College Grads39.8% ≈ Avg
Unemployment4.3% ▼ 13% below avg
No HS Diploma22 (0.7%)
HS Graduate1,144 (35.1%)
Some College345 (10.6%)
Associates452 (13.9%)
Bachelors631 (19.3%)
Graduate Degree669 (20.5%)

Education

No HS: 0.7%HS Grad: 35.1%Some College: 10.6%Associates: 13.9%Bachelors: 19.3%Graduate: 20.5%Edu
No HS0.7%
HS Grad35.1%
Some College10.6%
Associates13.9%
Bachelors19.3%
Graduate20.5%
Housing & Income

Housing Tenure

Owner: 95.1%Renter: 4.9%Tenure
Owner95.1%
Renter4.9%

Home Value Distribution

Under $50k
4%
$50k–100k
13%
$100k–150k
28%
$150k–200k
24%
$200k–300k
10%
$300k–500k
18%
Over $500k
2%

Financials

Median HH Income$78,929 ≈ Avg ↑ 28% since 2019
Median Home Value$156,800 ▼ 44% below avg ↑ 24% since 2019
Home/Income Ratio2.0x (nat avg ~3.5x)
Median Rent$754/mo ↑ 29% since 2019
Total Units2,098
Vacant Units122
Avg HH Size2.22

Income Distribution

Under $25k
10%
$25k–50k
20%
$50k–75k
18%
$75k–100k
11%
$100k–150k
30%
$150k–200k
6%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
89%
Walked
1%
Work From Home
11%

Commute Time

Under 15 min
13%
15–30 min
40%
30–45 min
39%
Over 45 min
7%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
20%
1960s–1970s
18%
1980s–1990s
6%
2000+
54%

Summary

Total Units2,098
Vacant122
Owner Occupied95.1%
Renter Occupied4.9%
Avg HH Size2.22
Frequently Asked Questions
ZIP code 48634 is in Linwood, MI, in Bay County.
ZIP code 48634 is located in Michigan (MI).
ZIP code 48634 is in Bay County, MI.
ZIP 48634 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 48634 is 4,395 people (ACS 2023).
The median household income in ZIP code 48634 is $78,929 (ACS 2023).
The median home value in ZIP 48634 is $156,800 (ACS 2023).
About ZIP Code 48634

ZIP code 48634 is located in Linwood, Michigan, within Bay County. With a population of 4,395, this is a lightly populated ZIP code with a mature community — the median age is 48.4 years. Economically, 48634 is a middle-income ZIP code: the median household income of $78,929 is near the national average.

Real estate in ZIP code 48634 represents an affordable housing market. The median home value of $156,800 is below the national average. Renters can expect to pay around $754 per month in median rent. Homeownership is strong here — 95.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.

The population of 48634 is primarily White (95.88%). Residents are moderately educated — 39.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 6.6%. Household income has grown by 28% since 2019.

The unemployment rate in 48634 stands at 4.3%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.

Overall, ZIP code 48634 in Linwood, MI is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 4,395 residents, a median household income of $78,929, and a median home value of $156,800, it offers a clear picture of life in this part of Michigan.