| ZIP Code | 48708 |
|---|---|
| City | Bay City |
| State | Michigan (MI) |
| County | Bay County |
| Area Code | 989 |
| Elevation | 598 ft |
| Latitude | 43.55706 |
|---|---|
| Longitude | -83.84968 |
| Timezone | Detroit (DST) |
| FIPS | 26017 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.7 yrs |
|---|---|
| Avg Household Size | 2.22 |
| Below Poverty | 19.5% ▲ 95% above avg |
| College Grads | 28.8% ▼ 26% below avg |
| Unemployment | 6.2% ▲ 27% above avg |
| No HS Diploma | 417 (2.5%) |
| HS Graduate | 5,885 (34.8%) |
| Some College | 2,261 (13.4%) |
| Associates | 3,490 (20.6%) |
| Bachelors | 1,780 (10.5%) |
| Graduate Degree | 3,088 (18.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $50,216 ▼ 34% below avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $98,500 ▼ 65% below avg ↑ 35% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $703/mo ↑ 14% since 2019 |
| Total Units | 12,625 |
| Vacant Units | 1,215 |
| Avg HH Size | 2.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,625 |
|---|---|
| Vacant | 1,215 |
| Owner Occupied | 69.2% |
| Renter Occupied | 30.8% |
| Avg HH Size | 2.22 |
ZIP code 48708 is located in Bay City, Michigan, within Bay County. With a population of 25,751, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.7 years. Economically, 48708 is a working-class ZIP code: the median household income of $50,216 is below the national average.
Real estate in ZIP code 48708 represents one of the more affordable housing markets in the country. The median home value of $98,500 is well below the national average. Renters can expect to pay around $703 per month in median rent. Homeownership is strong here — 69.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 48708 is primarily White (80.76%). Residents are moderately educated — 28.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 19.5%. Household income has grown by 26% since 2019.
The unemployment rate in 48708 stands at 6.2%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 48708 in Bay City, MI is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 25,751 residents, a median household income of $50,216, and a median home value of $98,500, it offers a clear picture of life in this part of Michigan.