Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.6 yrs |
|---|---|
| Avg HH Size | 2.26 |
| Below Poverty | 16.1% ▲ 61% above avg |
| College Grads | 32.9% ▼ 15% below avg |
| Unemployment | 5.2% ≈ Avg |
| No HS Diploma | 754 (1.7%) |
| HS Graduate | 14,121 (32.6%) |
| Some College | 6,210 (14.3%) |
| Associates | 7,937 (18.3%) |
| Bachelors | 4,807 (11.1%) |
| Graduate Degree | 9,448 (21.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $57,241 ▼ 25% below avg |
|---|---|
| Median Home Value | $124,815 ▼ 55% below avg |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $814/mo |
| Total Housing Units | 30,788 |
| Vacant Units | 2,543 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Bay City is a city in Michigan, located in Bay County. The city spans 3 ZIP codes and is home to approximately 64,507 residents. It is a middle-aged city, with a median age of 43.56 years.
Economically, Bay City is a solidly middle-class community. The median household income of $57,240 is below the national average. Approximately 16.1% of residents live below the poverty line. The unemployment rate is 5.2%, near the national average.
The real estate market in Bay City is one of the more affordable housing markets in the country. Median home values stand at $124,815, which is well below the national average. Renters typically pay around $813 per month. Homeownership is high at 74.1%, typical of suburban and family-oriented communities.
The population of Bay City is moderately educated. 32.9% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (86.53%).
Bay City, MI offers residents a cost-conscious lifestyle within Michigan. Spread across 3 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.