Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.4 yrs |
|---|---|
| Avg HH Size | 2.47 |
| Below Poverty | 25.9% ▲ 159% above avg |
| College Grads | 27.1% ▼ 30% below avg |
| Unemployment | 10.5% ▲ 114% above avg |
| No HS Diploma | 343 (2.5%) |
| HS Graduate | 5,390 (38.5%) |
| Some College | 2,234 (16%) |
| Associates | 2,252 (16.1%) |
| Bachelors | 1,511 (10.8%) |
| Graduate Degree | 2,270 (16.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $34,107 ▼ 55% below avg |
|---|---|
| Median Home Value | $84,504 ▼ 70% below avg |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $582/mo |
| Total Housing Units | 11,846 |
| Vacant Units | 2,241 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Bell County is located in Kentucky and encompasses 11 ZIP codes spanning 11 cities and communities. The county has an estimated population of 24,206 residents. With a median age of 41.36, it is a middle-aged county.
Bell County has a lower-income economic profile. The median household income of $34,106 is well below the national average. Unemployment stands at 10.5%, more than double the national average. The poverty rate of 25.9% is significantly above the national average, indicating economic challenges.
Housing in Bell County is one of the more affordable housing markets in the country, with a median home value of $84,504 — well below the national average. Monthly median rent is approximately $581. Homeownership rates are high at 60.9%, reflecting a largely residential, stable population.
The residents of Bell County are primarily White (93.05%). Educational attainment is moderately educated — 27.1% of adults hold a bachelor's degree or higher, below the national average.
Bell County, KY is a lower-income area in Kentucky. The 11 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.
| ZIP | City | Population | Median Income | Median Home | Median Rent | Unemp. | College |
|---|---|---|---|---|---|---|---|
| 40913 | Beverly | 517 | $47,009 | — | $99 | 0.0% | 22.5% |
| 40813 | Calvin | 321 | $62,381 | $162,500 | $475 | 0.0% | 10.2% |
| 40940 | Frakes | 388 | $19,567 | $45,000 | — | 41.7% | 11.5% |
| 40845 | Hulen | 639 | $23,003 | $98,600 | $830 | 5.5% | 18.8% |
| 40958 | Kettle Island | 503 | $49,179 | — | — | 9.6% | 18.2% |
| 40965 | Middlesboro | 11,698 | $30,980 | $84,500 | $664 | 12.5% | 28.8% |
| 40856 | Miracle | 827 | $47,292 | $81,900 | — | 0.0% | 24.4% |
| 40977 | Pineville | 8,218 | $35,822 | $83,700 | $500 | 8.5% | 29.7% |
| 40988 | Stoney Fork | 399 | $36,576 | $59,700 | — | 7.8% | 35.2% |