| ZIP Code | 40856 |
|---|---|
| City | Miracle |
| State | Kentucky (KY) |
| County | Bell County |
| Area Code | 606 |
| Elevation | 1,745 ft |
| Latitude | 36.72316 |
|---|---|
| Longitude | -83.527522 |
| Timezone | New York (DST) |
| FIPS | 21013 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.6 yrs ↑ 22% since 2019 |
|---|---|
| Avg Household Size | 2.30 |
| Below Poverty | 17.1% ▲ 71% above avg |
| College Grads | 24.4% ▼ 37% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| No HS Diploma | 8 (1.8%) |
| HS Graduate | 169 (38.9%) |
| Some College | 83 (19.1%) |
| Associates | 68 (15.7%) |
| Bachelors | 83 (19.1%) |
| Graduate Degree | 23 (5.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $47,292 ▼ 38% below avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $81,900 ▼ 71% below avg ↑ 63% since 2019 |
| Home/Income Ratio | 1.7x (nat avg ~3.5x) |
| Total Units | 421 |
| Vacant Units | 62 |
| Avg HH Size | 2.30 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 421 |
|---|---|
| Vacant | 62 |
| Owner Occupied | 76.3% |
| Renter Occupied | 23.7% |
| Avg HH Size | 2.30 |
ZIP code 40856 is located in Miracle, Kentucky, within Bell County. With a population of 827, this is a sparsely populated ZIP code with a mature community — the median age is 47.6 years. Economically, 40856 is a working-class ZIP code: the median household income of $47,292 is below the national average.
Real estate in ZIP code 40856 represents one of the more affordable housing markets in the country. The median home value of $81,900 is well below the national average. Homeownership is strong here — 76.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 63% since 2019.
The population of 40856 is primarily White (99.15%). Residents are less-educated — 24.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 17.1%. Household income has grown by 30% since 2019.
Overall, ZIP code 40856 in Miracle, KY is characterized as working-class, less-educated, a mature community, and predominantly owner-occupied. With 827 residents, a median household income of $47,292, and a median home value of $81,900, it offers a clear picture of life in this part of Kentucky.