| ZIP Code | 40845 |
|---|---|
| City | Hulen |
| State | Kentucky (KY) |
| County | Bell County |
| Area Code | 606 |
| Elevation | 1,497 ft |
| Latitude | 36.784729 |
|---|---|
| Longitude | -83.503517 |
| Timezone | New York (DST) |
| FIPS | 21013 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.0 yrs |
|---|---|
| Avg Household Size | 2.72 |
| Below Poverty | 46.2% ▲ 362% above avg |
| College Grads | 18.8% ▼ 51% below avg |
| Unemployment | 5.5% ▲ 12% above avg |
| HS Graduate | 136 (41.3%) |
| Some College | 114 (34.7%) |
| Associates | 17 (5.2%) |
| Bachelors | 57 (17.3%) |
| Graduate Degree | 5 (1.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $23,003 ▼ 70% below avg ↑ 6% since 2019 |
|---|---|
| Median Home Value | $98,600 ▼ 65% below avg ↑ 121% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $830/mo |
| Total Units | 244 |
| Vacant Units | 9 |
| Avg HH Size | 2.72 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 244 |
|---|---|
| Vacant | 9 |
| Owner Occupied | 48.1% |
| Renter Occupied | 51.9% |
| Avg HH Size | 2.72 |
ZIP code 40845 is located in Hulen, Kentucky, within Bell County. With a population of 639, this is a sparsely populated ZIP code with a mature community — the median age is 51 years. Economically, 40845 is a lower-income ZIP code: the median household income of $23,003 is well below the national average.
Real estate in ZIP code 40845 represents one of the more affordable housing markets in the country. The median home value of $98,600 is well below the national average. Renters can expect to pay around $830 per month in median rent. The area has a relatively balanced mix of owners (48.1%) and renters (51.9%). Median home values have increased by 121% since 2019.
The population of 40845 is primarily White (79.81%). Residents are less-educated — 18.8% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 46.2%. Household income has grown by 6% since 2019.
The unemployment rate in 40845 stands at 5.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 100%.
Overall, ZIP code 40845 in Hulen, KY is characterized as lower-income, less-educated, and a mature community. With 639 residents, a median household income of $23,003, and a median home value of $98,600, it offers a clear picture of life in this part of Kentucky.