| ZIP Code | 40988 |
|---|---|
| City | Stoney Fork |
| State | Kentucky (KY) |
| County | Bell County |
| Area Code | 606 |
| Elevation | 2,028 ft |
| Latitude | 36.869781 |
|---|---|
| Longitude | -83.522693 |
| Timezone | New York (DST) |
| FIPS | 21013 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.3 yrs ↑ 17% since 2019 |
|---|---|
| Avg Household Size | 2.75 |
| Below Poverty | 11.0% ▲ 10% above avg |
| College Grads | 35.2% ▼ 9% below avg |
| Unemployment | 7.8% ▲ 59% above avg |
| No HS Diploma | 6 (3.1%) |
| HS Graduate | 95 (49.2%) |
| Some College | 18 (9.3%) |
| Associates | 6 (3.1%) |
| Bachelors | 39 (20.2%) |
| Graduate Degree | 29 (15%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $36,576 ▼ 52% below avg |
|---|---|
| Median Home Value | $59,700 ▼ 79% below avg ↓ 6% since 2019 |
| Home/Income Ratio | 1.6x (nat avg ~3.5x) |
| Total Units | 166 |
| Vacant Units | 21 |
| Avg HH Size | 2.75 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 166 |
|---|---|
| Vacant | 21 |
| Owner Occupied | 100.0% |
| Renter Occupied | 0.0% |
| Avg HH Size | 2.75 |
ZIP code 40988 is located in Stoney Fork, Kentucky, within Bell County. With a population of 399, this is a sparsely populated ZIP code with a relatively young community — the median age is 35.3 years. Economically, 40988 is a lower-income ZIP code: the median household income of $36,576 is well below the national average.
Real estate in ZIP code 40988 represents one of the more affordable housing markets in the country. The median home value of $59,700 is well below the national average. Median home values have decreased by 6% since 2019.
The population of 40988 is primarily White (95.24%). Residents are moderately educated — 35.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.0%.
The unemployment rate in 40988 stands at 7.8%, which is significantly above the national average. A notably high share of workers — 33% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 53%.
Overall, ZIP code 40988 in Stoney Fork, KY is characterized as lower-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 399 residents, a median household income of $36,576, and a median home value of $59,700, it offers a clear picture of life in this part of Kentucky.