| ZIP Code | 40977 |
|---|---|
| City | Pineville |
| State | Kentucky (KY) |
| County | Bell County |
| Area Code | 606 |
| Elevation | 1,429 ft |
| Latitude | 36.724042 |
|---|---|
| Longitude | -83.729182 |
| Timezone | New York (DST) |
| FIPS | 21013 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.8 yrs |
|---|---|
| Avg Household Size | 2.55 |
| Below Poverty | 22.0% ▲ 120% above avg |
| College Grads | 29.7% ▼ 23% below avg |
| Unemployment | 8.5% ▲ 74% above avg |
| No HS Diploma | 181 (3.8%) |
| HS Graduate | 1,707 (36%) |
| Some College | 950 (20%) |
| Associates | 500 (10.5%) |
| Bachelors | 475 (10%) |
| Graduate Degree | 933 (19.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $35,822 ▼ 53% below avg ↑ 36% since 2019 |
|---|---|
| Median Home Value | $83,700 ▼ 70% below avg ↑ 57% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $500/mo ↑ 8% since 2019 |
| Total Units | 3,770 |
| Vacant Units | 722 |
| Avg HH Size | 2.55 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,770 |
|---|---|
| Vacant | 722 |
| Owner Occupied | 63.7% |
| Renter Occupied | 36.3% |
| Avg HH Size | 2.55 |
ZIP code 40977 is located in Pineville, Kentucky, within Bell County. With a population of 8,218, this is a lightly populated ZIP code with a middle-aged community — the median age is 39.8 years. Economically, 40977 is a lower-income ZIP code: the median household income of $35,822 is well below the national average.
Real estate in ZIP code 40977 represents one of the more affordable housing markets in the country. The median home value of $83,700 is well below the national average. Renters can expect to pay around $500 per month in median rent. Homeownership is strong here — 63.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 57% since 2019.
The population of 40977 is primarily White (95.58%). Residents are moderately educated — 29.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 22.0%. Household income has grown by 36% since 2019.
The unemployment rate in 40977 stands at 8.5%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 40977 in Pineville, KY is characterized as lower-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 8,218 residents, a median household income of $35,822, and a median home value of $83,700, it offers a clear picture of life in this part of Kentucky.