| ZIP Code | 64507 |
|---|---|
| City | Saint Joseph |
| State | Missouri (MO) |
| County | Buchanan County |
| Area Code | 816/975 |
| Elevation | 993 ft |
| Latitude | 39.736854 |
|---|---|
| Longitude | -94.740379 |
| Timezone | Chicago (DST) |
| FIPS | 29021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.2 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 14.6% ▲ 46% above avg |
| College Grads | 32.2% ▼ 17% below avg |
| Unemployment | 7.8% ▲ 59% above avg |
| No HS Diploma | 169 (2%) |
| HS Graduate | 2,778 (33.4%) |
| Some College | 1,231 (14.8%) |
| Associates | 1,462 (17.6%) |
| Bachelors | 754 (9.1%) |
| Graduate Degree | 1,919 (23.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,014 ▼ 17% below avg ↑ 8% since 2019 |
|---|---|
| Median Home Value | $134,000 ▼ 52% below avg ↑ 21% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $890/mo ↑ 11% since 2019 |
| Total Units | 6,017 |
| Vacant Units | 648 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,017 |
|---|---|
| Vacant | 648 |
| Owner Occupied | 68.1% |
| Renter Occupied | 31.9% |
| Avg HH Size | 2.45 |
ZIP code 64507 is located in Saint Joseph, Missouri, within Buchanan County. With a population of 14,159, this is a lightly populated ZIP code with a relatively young community — the median age is 34.2 years. Economically, 64507 is a solidly middle-class ZIP code: the median household income of $63,014 is below the national average.
Real estate in ZIP code 64507 represents one of the more affordable housing markets in the country. The median home value of $134,000 is well below the national average. Renters can expect to pay around $890 per month in median rent. Homeownership is strong here — 68.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 21% since 2019.
The population of 64507 is primarily White (80.90%). Residents are moderately educated — 32.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.6%. Household income has grown by 8% since 2019.
The unemployment rate in 64507 stands at 7.8%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 64507 in Saint Joseph, MO is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 14,159 residents, a median household income of $63,014, and a median home value of $134,000, it offers a clear picture of life in this part of Missouri.