City

Saint Joseph, MO

8 ZIP codes  ·  Buchanan County  ·  Missouri

👥82,702Population
💰$58,931Median HH Income▼ 23% below avg
🎂38.7Median Age
🏠$158,841Median Home Value▼ 43% below avg
🎓31.7%College Grads▼ 18% below avg
📊4.7%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.4% Female 49.6% ♀

Race & Ethnicity

White: 80.1%Hispanic: 7.2%Black: 5.8%Asian: 1.3%Other: 4.8%Race
White80.1%
Hispanic7.2%
Black5.8%
Asian1.3%
Other4.8%

Age Breakdown

Under 5
6%
5–17
16%
18–24
10%
25–44
26%
45–64
25%
65+
8%

Key Indicators

Median Age38.7 yrs
Avg HH Size2.42
Below Poverty16.3% ▲ 63% above avg
College Grads31.7% ▼ 18% below avg
Unemployment4.7% ≈ Avg
No HS Diploma693 (1.3%)
HS Graduate18,260 (35.4%)
Some College8,336 (16.2%)
Associates7,830 (15.2%)
Bachelors3,579 (6.9%)
Graduate Degree12,814 (24.9%)

Education

No HS: 1.3%HS Grad: 35.4%Some College: 16.2%Associates: 15.2%Bachelors: 6.9%Graduate: 24.9%Edu
No HS1.3%
HS Grad35.4%
Some College16.2%
Associates15.2%
Bachelors6.9%
Graduate24.9%
Housing & Income

Housing Tenure

Owner: 64%Renter: 36%Tenure
Owner64.0%
Renter36.0%

Home Value Distribution

Under $50k
10%
$50k–$100k
15%
$100k–$150k
23%
$150k–$200k
19%
$200k–$300k
17%
$300k–$500k
13%
Over $500k
4%

Financials

Median HH Income$58,931 ▼ 23% below avg
Median Home Value$158,841 ▼ 43% below avg
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$910/mo
Total Housing Units37,476
Vacant Units4,668

Income Distribution

Under $25k
22%
$25k–$50k
19%
$50k–$75k
19%
$75k–$100k
14%
$100k–$150k
14%
$150k–$200k
6%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
90%
Public Transit
0%
Walked
1%
Work From Home
8%

Commute Time

Under 15 min
55%
15–30 min
31%
30–45 min
5%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
14%
1960s–1970s
12%
1980s–1990s
9%
2000+
60%
About Saint Joseph, MO

Saint Joseph is a city in Missouri, located in Buchanan County. The city spans 8 ZIP codes and is home to approximately 82,702 residents. It is a middle-aged city, with a median age of 38.73 years.

Economically, Saint Joseph is a solidly middle-class community. The median household income of $58,931 is below the national average. Approximately 16.3% of residents live below the poverty line. The unemployment rate is 4.7%, near the national average.

The real estate market in Saint Joseph is an affordable housing market. Median home values stand at $158,841, which is below the national average. Renters typically pay around $909 per month. Homeownership is high at 64.0%, typical of suburban and family-oriented communities.

The population of Saint Joseph is moderately educated. 31.7% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (80.11%).

Saint Joseph, MO offers residents a cost-conscious lifestyle within Missouri. Spread across 8 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Saint Joseph
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
64501 10,354 $41,615 $97,400 $823 4.9% 24.0% 47.4%
64503 11,921 $53,351 $133,500 $926 4.2% 24.1% 69.0%
64504 10,286 $55,300 $115,100 $918 5.5% 21.5% 70.6%
64505 13,875 $70,741 $186,000 $976 3.2% 35.9% 71.4%
64506 22,107 $61,713 $220,500 $908 3.5% 41.3% 58.8%
64507 14,159 $63,014 $134,000 $890 7.8% 32.2% 68.1%