| ZIP Code | 64506 |
|---|---|
| City | Saint Joseph |
| State | Missouri (MO) |
| County | Andrew County |
| Area Code | 816/975 |
| Elevation | 952 ft |
| Latitude | 39.789915 |
|---|---|
| Longitude | -94.803312 |
| Timezone | Chicago (DST) |
| FIPS | 29021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.6 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.25 |
| Below Poverty | 12.9% ▲ 29% above avg |
| College Grads | 41.3% ≈ Avg |
| Unemployment | 3.5% ▼ 28% below avg |
| No HS Diploma | 203 (1.4%) |
| HS Graduate | 3,946 (28%) |
| Some College | 2,052 (14.5%) |
| Associates | 2,081 (14.7%) |
| Bachelors | 954 (6.8%) |
| Graduate Degree | 4,874 (34.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,713 ▼ 19% below avg ↑ 7% since 2019 |
|---|---|
| Median Home Value | $220,500 ▼ 21% below avg ↑ 34% since 2019 |
| Home/Income Ratio | 3.6x (nat avg ~3.5x) |
| Median Rent | $908/mo ↑ 12% since 2019 |
| Total Units | 9,820 |
| Vacant Units | 854 |
| Avg HH Size | 2.25 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,820 |
|---|---|
| Vacant | 854 |
| Owner Occupied | 58.8% |
| Renter Occupied | 41.2% |
| Avg HH Size | 2.25 |
ZIP code 64506 is located in Saint Joseph, Missouri, within Andrew County. With a population of 22,107, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.6 years. Economically, 64506 is a solidly middle-class ZIP code: the median household income of $61,713 is below the national average.
Real estate in ZIP code 64506 represents an affordable housing market. The median home value of $220,500 is below the national average. Renters can expect to pay around $908 per month in median rent. The area has a relatively balanced mix of owners (58.8%) and renters (41.2%). Median home values have increased by 34% since 2019.
The population of 64506 is primarily White (80.25%). Residents are well-educated — 41.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 12.9%. Household income has grown by 7% since 2019.
The unemployment rate in 64506 stands at 3.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 64506 in Saint Joseph, MO is characterized as solidly middle-class, well-educated, and a middle-aged community. With 22,107 residents, a median household income of $61,713, and a median home value of $220,500, it offers a clear picture of life in this part of Missouri.