| ZIP Code | 64436 |
|---|---|
| City | Cosby |
| State | Missouri (MO) |
| County | Andrew County |
| Area Code | 816/975 |
| Elevation | 914 ft |
| Latitude | 39.851704 |
|---|---|
| Longitude | -94.691249 |
| Timezone | Chicago (DST) |
| FIPS | 29003 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.3 yrs ↓ 14% since 2019 |
|---|---|
| Avg Household Size | 3.05 |
| Below Poverty | 0.4% ▼ 96% below avg |
| College Grads | 45.7% ▲ 18% above avg |
| Unemployment | 10.0% ▲ 104% above avg |
| HS Graduate | 109 (18.2%) |
| Some College | 82 (13.7%) |
| Associates | 134 (22.4%) |
| Bachelors | 73 (12.2%) |
| Graduate Degree | 201 (33.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $107,692 ▲ 41% above avg ↑ 74% since 2019 |
|---|---|
| Median Home Value | $267,900 ≈ Avg ↑ 55% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $1,658/mo ↑ 75% since 2019 |
| Total Units | 334 |
| Vacant Units | 18 |
| Avg HH Size | 3.05 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 334 |
|---|---|
| Vacant | 18 |
| Owner Occupied | 83.5% |
| Renter Occupied | 16.5% |
| Avg HH Size | 3.05 |
ZIP code 64436 is located in Cosby, Missouri, within Andrew County. With a population of 965, this is a sparsely populated ZIP code with a relatively young community — the median age is 37.3 years. Economically, 64436 is a upper-middle-income ZIP code: the median household income of $107,692 is above the national average.
Real estate in ZIP code 64436 represents a mid-range housing market. The median home value of $267,900 is near the national average. Renters can expect to pay around $1,658 per month in median rent. Homeownership is strong here — 83.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.
The population of 64436 is primarily White (86.74%). Residents are well-educated — 45.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 0.4%. Household income has grown by 74% since 2019.
The unemployment rate in 64436 stands at 10.0%, which is more than double the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 64436 in Cosby, MO is characterized as upper-middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 965 residents, a median household income of $107,692, and a median home value of $267,900, it offers a clear picture of life in this part of Missouri.