| ZIP Code | 64501 |
|---|---|
| City | Saint Joseph |
| State | Missouri (MO) |
| County | Buchanan County |
| Area Code | 816/975 |
| Elevation | 860 ft |
| Latitude | 39.766248 |
|---|---|
| Longitude | -94.844438 |
| Timezone | Chicago (DST) |
| FIPS | 29021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.3 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.35 |
| Below Poverty | 24.4% ▲ 144% above avg |
| College Grads | 24.0% ▼ 38% below avg |
| Unemployment | 4.9% ≈ Avg |
| No HS Diploma | 154 (2.4%) |
| HS Graduate | 2,425 (38.5%) |
| Some College | 1,085 (17.2%) |
| Associates | 1,126 (17.9%) |
| Bachelors | 328 (5.2%) |
| Graduate Degree | 1,181 (18.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $41,615 ▼ 45% below avg ↑ 28% since 2019 |
|---|---|
| Median Home Value | $97,400 ▼ 65% below avg ↑ 17% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $823/mo ↑ 20% since 2019 |
| Total Units | 5,598 |
| Vacant Units | 1,345 |
| Avg HH Size | 2.35 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,598 |
|---|---|
| Vacant | 1,345 |
| Owner Occupied | 47.4% |
| Renter Occupied | 52.7% |
| Avg HH Size | 2.35 |
ZIP code 64501 is located in Saint Joseph, Missouri, within Buchanan County. With a population of 10,354, this is a lightly populated ZIP code with a relatively young community — the median age is 35.3 years. Economically, 64501 is a working-class ZIP code: the median household income of $41,615 is below the national average.
Real estate in ZIP code 64501 represents one of the more affordable housing markets in the country. The median home value of $97,400 is well below the national average. Renters can expect to pay around $823 per month in median rent. The area has a relatively balanced mix of owners (47.4%) and renters (52.7%). Median home values have increased by 17% since 2019.
The population of 64501 is majority White (69.17%). Residents are less-educated — 24.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 24.4%. Household income has grown by 28% since 2019.
The unemployment rate in 64501 stands at 4.9%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 64501 in Saint Joseph, MO is characterized as working-class, less-educated, and a relatively young community. With 10,354 residents, a median household income of $41,615, and a median home value of $97,400, it offers a clear picture of life in this part of Missouri.