| ZIP Code | 64503 |
|---|---|
| City | Saint Joseph |
| State | Missouri (MO) |
| County | Buchanan County |
| Area Code | 816/975 |
| Elevation | 974 ft |
| Latitude | 39.749277 |
|---|---|
| Longitude | -94.845718 |
| Timezone | Chicago (DST) |
| FIPS | 29021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.9 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.38 |
| Below Poverty | 17.8% ▲ 78% above avg |
| College Grads | 24.1% ▼ 38% below avg |
| Unemployment | 4.2% ▼ 15% below avg |
| No HS Diploma | 81 (1.1%) |
| HS Graduate | 3,024 (39.5%) |
| Some College | 1,618 (21.1%) |
| Associates | 1,086 (14.2%) |
| Bachelors | 500 (6.5%) |
| Graduate Degree | 1,347 (17.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $53,351 ▼ 30% below avg ↑ 9% since 2019 |
|---|---|
| Median Home Value | $133,500 ▼ 52% below avg ↑ 23% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $926/mo ↑ 12% since 2019 |
| Total Units | 5,774 |
| Vacant Units | 769 |
| Avg HH Size | 2.38 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,774 |
|---|---|
| Vacant | 769 |
| Owner Occupied | 69.0% |
| Renter Occupied | 31.0% |
| Avg HH Size | 2.38 |
ZIP code 64503 is located in Saint Joseph, Missouri, within Buchanan County. With a population of 11,921, this is a lightly populated ZIP code with a middle-aged community — the median age is 39.9 years. Economically, 64503 is a working-class ZIP code: the median household income of $53,351 is below the national average.
Real estate in ZIP code 64503 represents one of the more affordable housing markets in the country. The median home value of $133,500 is well below the national average. Renters can expect to pay around $926 per month in median rent. Homeownership is strong here — 69.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 64503 is primarily White (84.62%). Residents are less-educated — 24.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 17.8%. Household income has grown by 9% since 2019.
The unemployment rate in 64503 stands at 4.2%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 64503 in Saint Joseph, MO is characterized as working-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 11,921 residents, a median household income of $53,351, and a median home value of $133,500, it offers a clear picture of life in this part of Missouri.