| ZIP Code | 64401 |
|---|---|
| City | Agency |
| State | Missouri (MO) |
| County | Buchanan County |
| Area Code | 816/975 |
| Elevation | 831 ft |
| Latitude | 39.633389 |
|---|---|
| Longitude | -94.715455 |
| Timezone | Chicago (DST) |
| FIPS | 29021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.3 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.68 |
| Below Poverty | 1.6% ▼ 84% below avg |
| College Grads | 32.6% ▼ 16% below avg |
| Unemployment | 2.5% ▼ 49% below avg |
| No HS Diploma | 20 (1.7%) |
| HS Graduate | 387 (33.2%) |
| Some College | 169 (14.5%) |
| Associates | 209 (18%) |
| Bachelors | 124 (10.7%) |
| Graduate Degree | 255 (21.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $96,142 ▲ 26% above avg ↑ 39% since 2019 |
|---|---|
| Median Home Value | $241,500 ▼ 13% below avg ↑ 59% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $825/mo ↑ 6% since 2019 |
| Total Units | 643 |
| Vacant Units | 44 |
| Avg HH Size | 2.68 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 643 |
|---|---|
| Vacant | 44 |
| Owner Occupied | 97.7% |
| Renter Occupied | 2.3% |
| Avg HH Size | 2.68 |
ZIP code 64401 is located in Agency, Missouri, within Buchanan County. With a population of 1,604, this is a sparsely populated ZIP code with a middle-aged community — the median age is 43.3 years. Economically, 64401 is a middle-income ZIP code: the median household income of $96,142 is above the national average.
Real estate in ZIP code 64401 represents an affordable housing market. The median home value of $241,500 is near the national average. Renters can expect to pay around $825 per month in median rent. Homeownership is strong here — 97.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 59% since 2019.
The population of 64401 is primarily White (88.78%). Residents are moderately educated — 32.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 1.6%. Household income has grown by 39% since 2019.
The unemployment rate in 64401 stands at 2.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 64401 in Agency, MO is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 1,604 residents, a median household income of $96,142, and a median home value of $241,500, it offers a clear picture of life in this part of Missouri.