| ZIP Code | 55123 |
|---|---|
| City | Saint Paul |
| State | Minnesota (MN) |
| County | Dakota County |
| Area Code | 952 |
| Elevation | 979 ft |
| Latitude | 44.80239 |
|---|---|
| Longitude | -93.139126 |
| Timezone | Chicago (DST) |
| FIPS | 27037 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.4 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.66 |
| Below Poverty | 2.1% ▼ 79% below avg |
| College Grads | 75.5% ▲ 95% above avg |
| Unemployment | 1.8% ▼ 64% below avg |
| No HS Diploma | 101 (0.5%) |
| HS Graduate | 1,517 (8.2%) |
| Some College | 1,109 (6%) |
| Associates | 1,776 (9.7%) |
| Bachelors | 2,128 (11.6%) |
| Graduate Degree | 11,767 (64%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $134,265 ▲ 76% above avg ↑ 13% since 2019 |
|---|---|
| Median Home Value | $442,000 ▲ 59% above avg ↑ 31% since 2019 |
| Home/Income Ratio | 3.3x (nat avg ~3.5x) |
| Median Rent | $1,593/mo ↑ 27% since 2019 |
| Total Units | 10,260 |
| Vacant Units | 61 |
| Avg HH Size | 2.66 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,260 |
|---|---|
| Vacant | 61 |
| Owner Occupied | 80.8% |
| Renter Occupied | 19.2% |
| Avg HH Size | 2.66 |
ZIP code 55123 is located in Saint Paul, Minnesota, within Dakota County. With a population of 27,288, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.4 years. Economically, 55123 is a upper-middle-income ZIP code: the median household income of $134,265 is significantly above the national average.
Real estate in ZIP code 55123 represents a premium housing market. The median home value of $442,000 is significantly above the national average. Renters can expect to pay around $1,593 per month in median rent. Homeownership is strong here — 80.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 55123 is primarily White (76.88%). Residents are highly educated — 75.5% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 2.1%. Household income has grown by 13% since 2019.
The unemployment rate in 55123 stands at 1.8%, which is well below the national average. About 24% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 55123 in Saint Paul, MN is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 27,288 residents, a median household income of $134,265, and a median home value of $442,000, it offers a clear picture of life in this part of Minnesota.