| ZIP Code | 46764 |
|---|---|
| City | Larwill |
| State | Indiana (IN) |
| County | Whitley County |
| Area Code | 260 |
| Elevation | 940 ft |
| Latitude | 41.214362 |
|---|---|
| Longitude | -85.620243 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18183 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.5 yrs ↓ 24% since 2019 |
|---|---|
| Avg Household Size | 3.02 |
| Below Poverty | 14.0% ▲ 40% above avg |
| College Grads | 32.2% ▼ 17% below avg |
| Unemployment | 8.6% ▲ 77% above avg |
| No HS Diploma | 2 (0.2%) |
| HS Graduate | 370 (36.8%) |
| Some College | 99 (9.8%) |
| Associates | 211 (21%) |
| Bachelors | 114 (11.3%) |
| Graduate Degree | 210 (20.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $66,818 ▼ 12% below avg ↓ 15% since 2019 |
|---|---|
| Median Home Value | $226,500 ▼ 19% below avg ↑ 68% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $1,023/mo ↑ 21% since 2019 |
| Total Units | 607 |
| Vacant Units | 45 |
| Avg HH Size | 3.02 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 607 |
|---|---|
| Vacant | 45 |
| Owner Occupied | 94.1% |
| Renter Occupied | 5.9% |
| Avg HH Size | 3.02 |
ZIP code 46764 is located in Larwill, Indiana, within Whitley County. With a population of 1,697, this is a sparsely populated ZIP code with a relatively young community — the median age is 36.5 years. Economically, 46764 is a solidly middle-class ZIP code: the median household income of $66,818 is near the national average.
Real estate in ZIP code 46764 represents an affordable housing market. The median home value of $226,500 is below the national average. Renters can expect to pay around $1,023 per month in median rent. Homeownership is strong here — 94.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 68% since 2019.
The population of 46764 is primarily White (81.61%). Residents are moderately educated — 32.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.0%. Household income has declined by 15% since 2019.
The unemployment rate in 46764 stands at 8.6%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 96%.
Overall, ZIP code 46764 in Larwill, IN is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 1,697 residents, a median household income of $66,818, and a median home value of $226,500, it offers a clear picture of life in this part of Indiana.