US ZIP Code
46590

Winona Lake, IN

Kosciusko County  ·  Indiana

● Active
👥 5,073 Population ↑ 3% since 2019
💰 $97,813 Median HH Income
▲ 28% above avg ↑ 56% since 2019
🎂 28.0 Median Age ↓ 16% since 2019
🏠 $242,400 Median Home Value
▼ 13% below avg ↑ 41% since 2019
🎓 59.9% College Grads
▲ 55% above avg
📊 1.0% Unemployment
▼ 79% below avg ↓ 58% since 2019
ZIP Code Details
ZIP Code46590
CityWinona Lake
StateIndiana (IN)
CountyKosciusko County
Area Code574
Elevation855 ft
Latitude41.219142
Longitude-85.804586
TimezoneIndiana/Indianapolis (DST)
FIPS18085
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 44.9% (2,277) Female 55.1% (2,796) ♀

Race & Ethnicity

White: 78.8%Hispanic: 13.9%Black: 1%Asian: 0.4%Other: 5.8%Race
White78.8%
Hispanic13.9%
Black1.0%
Asian0.4%
Other5.8%

Age Breakdown

Under 5
3%
5–17
12%
18–24
26%
25–44
27%
45–64
22%
65+
3%

Key Indicators

Median Age28.0 yrs ↓ 16% since 2019
Avg Household Size2.48
Below Poverty5.7% ▼ 43% below avg
College Grads59.9% ▲ 55% above avg
Unemployment1.0% ▼ 79% below avg
No HS Diploma16 (0.6%)
HS Graduate466 (16.5%)
Some College414 (14.7%)
Associates233 (8.3%)
Bachelors231 (8.2%)
Graduate Degree1,457 (51.7%)

Education

No HS: 0.6%HS Grad: 16.5%Some College: 14.7%Associates: 8.3%Bachelors: 8.2%Graduate: 51.7%Edu
No HS0.6%
HS Grad16.5%
Some College14.7%
Associates8.3%
Bachelors8.2%
Graduate51.7%
Housing & Income

Housing Tenure

Owner: 65.6%Renter: 34.4%Tenure
Owner65.6%
Renter34.4%

Home Value Distribution

$50k–100k
8%
$150k–200k
30%
$200k–300k
29%
$300k–500k
16%
Over $500k
17%

Financials

Median HH Income$97,813 ▲ 28% above avg ↑ 56% since 2019
Median Home Value$242,400 ▼ 13% below avg ↑ 41% since 2019
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$1,074/mo ↑ 19% since 2019
Total Units1,969
Vacant Units259
Avg HH Size2.48

Income Distribution

Under $25k
10%
$25k–50k
9%
$50k–75k
20%
$75k–100k
8%
$100k–150k
13%
$150k–200k
13%
Over $200k
26%
Employment & Commute

How People Get to Work

Drove Alone
85%
Walked
8%
Work From Home
7%

Commute Time

Under 15 min
65%
15–30 min
21%
30–45 min
8%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
10%
1960s–1970s
9%
1980s–1990s
21%
2000+
59%

Summary

Total Units1,969
Vacant259
Owner Occupied65.6%
Renter Occupied34.4%
Avg HH Size2.48
Frequently Asked Questions
ZIP code 46590 is in Winona Lake, IN, in Kosciusko County.
ZIP code 46590 is located in Indiana (IN).
ZIP code 46590 is in Kosciusko County, IN.
ZIP 46590 observes the Indiana/Indianapolis timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 46590 is 5,073 people (ACS 2023).
The median household income in ZIP code 46590 is $97,813 (ACS 2023).
The median home value in ZIP 46590 is $242,400 (ACS 2023).
About ZIP Code 46590

ZIP code 46590 is located in Winona Lake, Indiana, within Kosciusko County. With a population of 5,073, this is a lightly populated ZIP code with a young community — the median age is 28 years. Economically, 46590 is a middle-income ZIP code: the median household income of $97,813 is above the national average.

Real estate in ZIP code 46590 represents an affordable housing market. The median home value of $242,400 is near the national average. Renters can expect to pay around $1,074 per month in median rent. Homeownership is strong here — 65.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.

The population of 46590 is primarily White (78.81%). Residents are well-educated — 59.9% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 5.7%. Household income has grown by 56% since 2019.

The unemployment rate in 46590 stands at 1.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.

Overall, ZIP code 46590 in Winona Lake, IN is characterized as middle-income, well-educated, a young community, and predominantly owner-occupied. With 5,073 residents, a median household income of $97,813, and a median home value of $242,400, it offers a clear picture of life in this part of Indiana.