| ZIP Code | 46582 |
|---|---|
| City | Warsaw |
| State | Indiana (IN) |
| County | Kosciusko County |
| Area Code | 574 |
| Elevation | 831 ft |
| Latitude | 41.279693 |
|---|---|
| Longitude | -85.851626 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18085 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 33.9 yrs |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 14.5% ▲ 45% above avg |
| College Grads | 44.2% ▲ 14% above avg |
| Unemployment | 4.2% ▼ 14% below avg |
| No HS Diploma | 88 (1%) |
| HS Graduate | 2,655 (30.8%) |
| Some College | 893 (10.4%) |
| Associates | 1,165 (13.5%) |
| Bachelors | 654 (7.6%) |
| Graduate Degree | 3,153 (36.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $67,161 ▼ 12% below avg ↓ 2% since 2019 |
|---|---|
| Median Home Value | $231,900 ▼ 17% below avg ↑ 44% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $1,085/mo ↑ 22% since 2019 |
| Total Units | 7,064 |
| Vacant Units | 1,175 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,064 |
|---|---|
| Vacant | 1,175 |
| Owner Occupied | 63.4% |
| Renter Occupied | 36.6% |
| Avg HH Size | 2.45 |
ZIP code 46582 is located in Warsaw, Indiana, within Kosciusko County. With a population of 14,490, this is a lightly populated ZIP code with a relatively young community — the median age is 33.9 years. Economically, 46582 is a solidly middle-class ZIP code: the median household income of $67,161 is near the national average.
Real estate in ZIP code 46582 represents an affordable housing market. The median home value of $231,900 is below the national average. Renters can expect to pay around $1,085 per month in median rent. Homeownership is strong here — 63.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.
The population of 46582 is primarily White (74.66%). Residents are well-educated — 44.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.5%. Household income has declined by 2% since 2019.
The unemployment rate in 46582 stands at 4.2%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 46582 in Warsaw, IN is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 14,490 residents, a median household income of $67,161, and a median home value of $231,900, it offers a clear picture of life in this part of Indiana.