| ZIP Code | 46580 |
|---|---|
| City | Warsaw |
| State | Indiana (IN) |
| County | Kosciusko County |
| Area Code | 574 |
| Elevation | 866 ft |
| Latitude | 41.213832 |
|---|---|
| Longitude | -85.869547 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18085 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.9 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.57 |
| Below Poverty | 9.5% ≈ Avg |
| College Grads | 32.4% ▼ 16% below avg |
| Unemployment | 2.5% ▼ 49% below avg |
| No HS Diploma | 141 (1%) |
| HS Graduate | 4,877 (35.7%) |
| Some College | 2,206 (16.1%) |
| Associates | 2,008 (14.7%) |
| Bachelors | 870 (6.4%) |
| Graduate Degree | 3,558 (26%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,978 ≈ Avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $175,700 ▼ 37% below avg ↑ 25% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $963/mo ↑ 33% since 2019 |
| Total Units | 8,873 |
| Vacant Units | 588 |
| Avg HH Size | 2.57 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,873 |
|---|---|
| Vacant | 588 |
| Owner Occupied | 74.9% |
| Renter Occupied | 25.1% |
| Avg HH Size | 2.57 |
ZIP code 46580 is located in Warsaw, Indiana, within Kosciusko County. With a population of 21,812, this is a moderately populated ZIP code with a middle-aged community — the median age is 38.9 years. Economically, 46580 is a solidly middle-class ZIP code: the median household income of $70,978 is near the national average.
Real estate in ZIP code 46580 represents an affordable housing market. The median home value of $175,700 is below the national average. Renters can expect to pay around $963 per month in median rent. Homeownership is strong here — 74.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 46580 is primarily White (82.81%). Residents are moderately educated — 32.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.5%. Household income has grown by 22% since 2019.
The unemployment rate in 46580 stands at 2.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 46580 in Warsaw, IN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 21,812 residents, a median household income of $70,978, and a median home value of $175,700, it offers a clear picture of life in this part of Indiana.