City

Warsaw, IN

3 ZIP codes  ·  Kosciusko County  ·  Indiana

👥36,302Population
💰$69,454Median HH Income▼ 9% below avg
🎂36.9Median Age
🏠$198,132Median Home Value▼ 29% below avg
🎓37.1%College Grads≈ Avg
📊3.2%Unemployment▼ 35% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.2% Female 49.8% ♀

Race & Ethnicity

White: 79.6%Hispanic: 13.8%Black: 1.2%Asian: 2.7%Other: 2.7%Race
White79.6%
Hispanic13.8%
Black1.2%
Asian2.7%
Other2.7%

Age Breakdown

Under 5
7%
5–17
19%
18–24
8%
25–44
27%
45–64
24%
65+
7%

Key Indicators

Median Age36.9 yrs
Avg HH Size2.52
Below Poverty11.5% ▲ 15% above avg
College Grads37.1% ≈ Avg
Unemployment3.2% ▼ 35% below avg
No HS Diploma229 (1%)
HS Graduate7,532 (33.8%)
Some College3,099 (13.9%)
Associates3,173 (14.2%)
Bachelors1,524 (6.8%)
Graduate Degree6,711 (30.1%)

Education

No HS: 1%HS Grad: 33.8%Some College: 13.9%Associates: 14.2%Bachelors: 6.8%Graduate: 30.1%Edu
No HS1.0%
HS Grad33.8%
Some College13.9%
Associates14.2%
Bachelors6.8%
Graduate30.1%
Housing & Income

Housing Tenure

Owner: 70.3%Renter: 29.7%Tenure
Owner70.3%
Renter29.7%

Home Value Distribution

Under $50k
9%
$50k–$100k
9%
$100k–$150k
15%
$150k–$200k
16%
$200k–$300k
30%
$300k–$500k
16%
Over $500k
5%

Financials

Median HH Income$69,454 ▼ 9% below avg
Median Home Value$198,132 ▼ 29% below avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$1,012/mo
Total Housing Units15,937
Vacant Units1,763

Income Distribution

Under $25k
16%
$25k–$50k
16%
$50k–$75k
18%
$75k–$100k
19%
$100k–$150k
19%
$150k–$200k
8%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
87%
Public Transit
0%
Walked
2%
Work From Home
10%

Commute Time

Under 15 min
45%
15–30 min
38%
30–45 min
9%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
9%
1960s–1970s
14%
1980s–1990s
17%
2000+
59%
About Warsaw, IN

Warsaw is a city in Indiana, located in Kosciusko County. The city spans 3 ZIP codes and is home to approximately 36,302 residents. It is a relatively young city, with a median age of 36.9 years.

Economically, Warsaw is a solidly middle-class community. The median household income of $69,454 is near the national average. Approximately 11.5% of residents live below the poverty line. The unemployment rate is 3.2%, below the national average.

The real estate market in Warsaw is an affordable housing market. Median home values stand at $198,132, which is below the national average. Renters typically pay around $1,011 per month. Homeownership is high at 70.3%, typical of suburban and family-oriented communities.

The population of Warsaw is moderately educated. 37.1% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (79.56%).

Warsaw, IN offers residents a cost-conscious lifestyle within Indiana. Spread across 3 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Warsaw
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
46580 21,812 $70,978 $175,700 $963 2.5% 32.4% 74.9%
46582 14,490 $67,161 $231,900 $1,085 4.2% 44.2% 63.4%