| ZIP Code | 46732 |
|---|---|
| City | Cromwell |
| State | Indiana (IN) |
| County | Noble County |
| Area Code | 260 |
| Elevation | 960 ft |
| Latitude | 41.371989 |
|---|---|
| Longitude | -85.625681 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.1 yrs ↑ 24% since 2019 |
|---|---|
| Avg Household Size | 2.42 |
| Below Poverty | 14.1% ▲ 41% above avg |
| College Grads | 17.8% ▼ 54% below avg |
| Unemployment | 3.2% ▼ 36% below avg |
| No HS Diploma | 50 (3.6%) |
| HS Graduate | 650 (46.9%) |
| Some College | 289 (20.8%) |
| Associates | 151 (10.9%) |
| Bachelors | 69 (5%) |
| Graduate Degree | 178 (12.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,258 ▼ 17% below avg ↑ 2% since 2019 |
|---|---|
| Median Home Value | $166,100 ▼ 40% below avg ↑ 56% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $838/mo ↓ 9% since 2019 |
| Total Units | 1,219 |
| Vacant Units | 215 |
| Avg HH Size | 2.42 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,219 |
|---|---|
| Vacant | 215 |
| Owner Occupied | 73.0% |
| Renter Occupied | 27.0% |
| Avg HH Size | 2.42 |
ZIP code 46732 is located in Cromwell, Indiana, within Noble County. With a population of 2,434, this is a sparsely populated ZIP code with a middle-aged community — the median age is 40.1 years. Economically, 46732 is a solidly middle-class ZIP code: the median household income of $63,258 is below the national average.
Real estate in ZIP code 46732 represents an affordable housing market. The median home value of $166,100 is below the national average. Renters can expect to pay around $838 per month in median rent. Homeownership is strong here — 73.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 56% since 2019.
The population of 46732 is primarily White (78.68%). Residents are less-educated — 17.8% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 14.1%. Household income has grown by 2% since 2019.
The unemployment rate in 46732 stands at 3.2%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 46732 in Cromwell, IN is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 2,434 residents, a median household income of $63,258, and a median home value of $166,100, it offers a clear picture of life in this part of Indiana.