| ZIP Code | 46787 |
|---|---|
| City | South Whitley |
| State | Indiana (IN) |
| County | Whitley County |
| Area Code | 260 |
| Elevation | 817 ft |
| Latitude | 41.066251 |
|---|---|
| Longitude | -85.619724 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18183 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.3 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.73 |
| Below Poverty | 14.8% ▲ 48% above avg |
| College Grads | 33.0% ▼ 15% below avg |
| Unemployment | 4.5% ▼ 8% below avg |
| No HS Diploma | 4 (0.2%) |
| HS Graduate | 937 (39.9%) |
| Some College | 326 (13.9%) |
| Associates | 305 (13%) |
| Bachelors | 282 (12%) |
| Graduate Degree | 493 (21%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,030 ▼ 8% below avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $158,500 ▼ 43% below avg ↑ 41% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $765/mo ↑ 12% since 2019 |
| Total Units | 1,569 |
| Vacant Units | 52 |
| Avg HH Size | 2.73 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,569 |
|---|---|
| Vacant | 52 |
| Owner Occupied | 81.8% |
| Renter Occupied | 18.2% |
| Avg HH Size | 2.73 |
ZIP code 46787 is located in South Whitley, Indiana, within Whitley County. With a population of 4,144, this is a lightly populated ZIP code with a relatively young community — the median age is 35.3 years. Economically, 46787 is a solidly middle-class ZIP code: the median household income of $70,030 is near the national average.
Real estate in ZIP code 46787 represents an affordable housing market. The median home value of $158,500 is below the national average. Renters can expect to pay around $765 per month in median rent. Homeownership is strong here — 81.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 46787 is primarily White (97.13%). Residents are moderately educated — 33.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.8%. Household income has grown by 22% since 2019.
The unemployment rate in 46787 stands at 4.5%, which is near the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 46787 in South Whitley, IN is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 4,144 residents, a median household income of $70,030, and a median home value of $158,500, it offers a clear picture of life in this part of Indiana.