| ZIP Code | 46990 |
|---|---|
| City | Urbana |
| State | Indiana (IN) |
| County | Wabash County |
| Area Code | 260 |
| Elevation | 832 ft |
| Latitude | 40.902353 |
|---|---|
| Longitude | -85.727646 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18169 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 55.2 yrs ↑ 31% since 2019 |
|---|---|
| Avg Household Size | 1.84 |
| Below Poverty | 6.4% ▼ 36% below avg |
| College Grads | 29.5% ▼ 24% below avg |
| Unemployment | 11.9% ▲ 142% above avg |
| HS Graduate | 167 (48.8%) |
| Some College | 39 (11.4%) |
| Associates | 35 (10.2%) |
| Bachelors | 22 (6.4%) |
| Graduate Degree | 79 (23.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $93,409 ▲ 22% above avg ↑ 78% since 2019 |
|---|---|
| Median Home Value | $140,400 ▼ 50% below avg ↑ 23% since 2019 |
| Home/Income Ratio | 1.5x (nat avg ~3.5x) |
| Total Units | 238 |
| Avg HH Size | 1.84 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 238 |
|---|---|
| Owner Occupied | 100.0% |
| Renter Occupied | 0.0% |
| Avg HH Size | 1.84 |
ZIP code 46990 is located in Urbana, Indiana, within Wabash County. With a population of 437, this is a sparsely populated ZIP code with an older community — the median age is 55.2 years. Economically, 46990 is a middle-income ZIP code: the median household income of $93,409 is above the national average.
Real estate in ZIP code 46990 represents one of the more affordable housing markets in the country. The median home value of $140,400 is below the national average. Median home values have increased by 23% since 2019.
The population of 46990 is primarily White (95.65%). Residents are moderately educated — 29.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 6.4%. Household income has grown by 78% since 2019.
The unemployment rate in 46990 stands at 11.9%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 46990 in Urbana, IN is characterized as middle-income, moderately educated, an older community, and predominantly owner-occupied. With 437 residents, a median household income of $93,409, and a median home value of $140,400, it offers a clear picture of life in this part of Indiana.