| ZIP Code | 46409 |
|---|---|
| City | Gary |
| State | Indiana (IN) |
| County | Lake County |
| Area Code | 219 |
| Elevation | 634 ft |
| Latitude | 41.548258 |
|---|---|
| Longitude | -87.32423 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18089 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.3 yrs ↓ 14% since 2019 |
|---|---|
| Avg Household Size | 2.66 |
| Below Poverty | 26.5% ▲ 165% above avg |
| College Grads | 25.5% ▼ 34% below avg |
| Unemployment | 15.7% ▲ 221% above avg |
| No HS Diploma | 68 (1.8%) |
| HS Graduate | 1,603 (42.2%) |
| Some College | 373 (9.8%) |
| Associates | 785 (20.7%) |
| Bachelors | 443 (11.7%) |
| Graduate Degree | 527 (13.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $40,637 ▼ 47% below avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $73,300 ▼ 74% below avg ↑ 25% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Median Rent | $1,194/mo ↑ 25% since 2019 |
| Total Units | 4,238 |
| Vacant Units | 1,579 |
| Avg HH Size | 2.66 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,238 |
|---|---|
| Vacant | 1,579 |
| Owner Occupied | 44.5% |
| Renter Occupied | 55.5% |
| Avg HH Size | 2.66 |
ZIP code 46409 is located in Gary, Indiana, within Lake County. With a population of 7,072, this is a lightly populated ZIP code with a relatively young community — the median age is 35.3 years. Economically, 46409 is a working-class ZIP code: the median household income of $40,637 is below the national average.
Real estate in ZIP code 46409 represents one of the more affordable housing markets in the country. The median home value of $73,300 is well below the national average. Renters can expect to pay around $1,194 per month in median rent. The area has a relatively balanced mix of owners (44.5%) and renters (55.5%). Median home values have increased by 25% since 2019.
The population of 46409 is majority Black (67.80%). Residents are moderately educated — 25.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 26.5%. Household income has grown by 25% since 2019.
The unemployment rate in 46409 stands at 15.7%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 46409 in Gary, IN is characterized as working-class, moderately educated, and a relatively young community. With 7,072 residents, a median household income of $40,637, and a median home value of $73,300, it offers a clear picture of life in this part of Indiana.