| ZIP Code | 46410 |
|---|---|
| City | Merrillville |
| State | Indiana (IN) |
| County | Lake County |
| Area Code | 219 |
| Elevation | 683 ft |
| Latitude | 41.482028 |
|---|---|
| Longitude | -87.334679 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18089 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.8 yrs ↑ 8% since 2019 |
|---|---|
| Avg Household Size | 2.29 |
| Below Poverty | 14.2% ▲ 42% above avg |
| College Grads | 35.0% ▼ 10% below avg |
| Unemployment | 7.5% ▲ 54% above avg |
| No HS Diploma | 265 (1%) |
| HS Graduate | 8,907 (35.1%) |
| Some College | 3,381 (13.3%) |
| Associates | 3,965 (15.6%) |
| Bachelors | 2,507 (9.9%) |
| Graduate Degree | 6,372 (25.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,735 ▼ 19% below avg ↑ 7% since 2019 |
|---|---|
| Median Home Value | $192,100 ▼ 31% below avg ↑ 42% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $1,267/mo ↑ 21% since 2019 |
| Total Units | 17,685 |
| Vacant Units | 948 |
| Avg HH Size | 2.29 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 17,685 |
|---|---|
| Vacant | 948 |
| Owner Occupied | 63.6% |
| Renter Occupied | 36.4% |
| Avg HH Size | 2.29 |
ZIP code 46410 is located in Merrillville, Indiana, within Lake County. With a population of 38,803, this is a highly populated ZIP code with a middle-aged community — the median age is 40.8 years. Economically, 46410 is a solidly middle-class ZIP code: the median household income of $61,735 is below the national average.
Real estate in ZIP code 46410 represents an affordable housing market. The median home value of $192,100 is below the national average. Renters can expect to pay around $1,267 per month in median rent. Homeownership is strong here — 63.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 46410 is racially diverse, with Black as the largest group at 46.3%. Residents are moderately educated — 35.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.2%. Household income has grown by 7% since 2019.
The unemployment rate in 46410 stands at 7.5%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 46410 in Merrillville, IN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 38,803 residents, a median household income of $61,735, and a median home value of $192,100, it offers a clear picture of life in this part of Indiana.