US ZIP Code
46402

Gary, IN

Lake County  ·  Indiana

● Active
👥 5,636 Population ↓ 10% since 2019
💰 $29,125 Median HH Income
▼ 62% below avg ↑ 48% since 2019
🎂 34.6 Median Age ↓ 3% since 2019
🏠 $61,200 Median Home Value
▼ 78% below avg ↓ 2% since 2019
🎓 16.1% College Grads
▼ 58% below avg
📊 17.6% Unemployment
▲ 260% above avg ↑ 42% since 2019
ZIP Code Details
ZIP Code46402
CityGary
StateIndiana (IN)
CountyLake County
Area Code219
Elevation599 ft
Latitude41.61783
Longitude-87.337827
TimezoneIndiana/Indianapolis (DST)
FIPS18089
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 43.8% (2,467) Female 56.2% (3,169) ♀

Race & Ethnicity

White: 4.7%Hispanic: 3.8%Black: 87%Other: 4.2%Race
White4.7%
Hispanic3.8%
Black87.0%
Other4.2%

Age Breakdown

Under 5
7%
5–17
27%
18–24
7%
25–44
21%
45–64
21%
65+
7%

Key Indicators

Median Age34.6 yrs ↓ 3% since 2019
Avg Household Size2.47
Below Poverty43.3% ▲ 333% above avg
College Grads16.1% ▼ 58% below avg
Unemployment17.6% ▲ 260% above avg
No HS Diploma54 (1.8%)
HS Graduate1,370 (44.6%)
Some College527 (17.1%)
Associates629 (20.5%)
Bachelors171 (5.6%)
Graduate Degree324 (10.5%)

Education

No HS: 1.8%HS Grad: 44.6%Some College: 17.1%Associates: 20.5%Bachelors: 5.6%Graduate: 10.5%Edu
No HS1.8%
HS Grad44.6%
Some College17.1%
Associates20.5%
Bachelors5.6%
Graduate10.5%
Housing & Income

Housing Tenure

Owner: 37.9%Renter: 62.2%Tenure
Owner37.9%
Renter62.2%

Home Value Distribution

Under $50k
41%
$50k–100k
28%
$100k–150k
8%
$150k–200k
11%
$200k–300k
11%
$300k–500k
0%

Financials

Median HH Income$29,125 ▼ 62% below avg ↑ 48% since 2019
Median Home Value$61,200 ▼ 78% below avg ↓ 2% since 2019
Home/Income Ratio2.1x (nat avg ~3.5x)
Median Rent$904/mo ↑ 60% since 2019
Total Units3,360
Vacant Units1,151
Avg HH Size2.47

Income Distribution

Under $25k
44%
$25k–50k
27%
$50k–75k
9%
$75k–100k
13%
$100k–150k
5%
$150k–200k
2%
Over $200k
1%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
3%
Work From Home
8%

Commute Time

Under 15 min
26%
15–30 min
40%
30–45 min
21%
Over 45 min
13%
Housing Stock

Year Built

Before 1940
13%
1940s–1950s
7%
1960s–1970s
1%
1980s–1990s
7%
2000+
72%

Summary

Total Units3,360
Vacant1,151
Owner Occupied37.9%
Renter Occupied62.2%
Avg HH Size2.47
Frequently Asked Questions
ZIP code 46402 is in Gary, IN, in Lake County.
ZIP code 46402 is located in Indiana (IN).
ZIP code 46402 is in Lake County, IN.
ZIP 46402 observes the Indiana/Indianapolis timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 46402 is 5,636 people (ACS 2023).
The median household income in ZIP code 46402 is $29,125 (ACS 2023).
The median home value in ZIP 46402 is $61,200 (ACS 2023).
About ZIP Code 46402

ZIP code 46402 is located in Gary, Indiana, within Lake County. With a population of 5,636, this is a lightly populated ZIP code with a relatively young community — the median age is 34.6 years. Economically, 46402 is a lower-income ZIP code: the median household income of $29,125 is well below the national average.

Real estate in ZIP code 46402 represents one of the more affordable housing markets in the country. The median home value of $61,200 is well below the national average. Renters can expect to pay around $904 per month in median rent. This is predominantly a renter community, with 62.2% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have decreased by 2% since 2019.

The population of 46402 is primarily Black (86.99%). Residents are less-educated — 16.1% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 43.3%. Household income has grown by 48% since 2019.

The unemployment rate in 46402 stands at 17.6%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 69%.

Overall, ZIP code 46402 in Gary, IN is characterized as lower-income, less-educated, and a relatively young community. With 5,636 residents, a median household income of $29,125, and a median home value of $61,200, it offers a clear picture of life in this part of Indiana.