| ZIP Code | 46404 |
|---|---|
| City | Gary |
| State | Indiana (IN) |
| County | Lake County |
| Area Code | 219 |
| Elevation | 603 ft |
| Latitude | 41.584948 |
|---|---|
| Longitude | -87.374471 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18089 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.2 yrs ↓ 5% since 2019 |
|---|---|
| Avg Household Size | 2.69 |
| Below Poverty | 29.3% ▲ 193% above avg |
| College Grads | 25.7% ▼ 34% below avg |
| Unemployment | 9.7% ▲ 97% above avg |
| No HS Diploma | 171 (1.7%) |
| HS Graduate | 3,548 (36%) |
| Some College | 1,120 (11.4%) |
| Associates | 2,486 (25.2%) |
| Bachelors | 913 (9.3%) |
| Graduate Degree | 1,623 (16.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $39,188 ▼ 49% below avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $88,300 ▼ 68% below avg ↑ 28% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $995/mo ↑ 25% since 2019 |
| Total Units | 7,708 |
| Vacant Units | 1,508 |
| Avg HH Size | 2.69 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,708 |
|---|---|
| Vacant | 1,508 |
| Owner Occupied | 49.3% |
| Renter Occupied | 50.7% |
| Avg HH Size | 2.69 |
ZIP code 46404 is located in Gary, Indiana, within Lake County. With a population of 16,846, this is a moderately populated ZIP code with a relatively young community — the median age is 34.2 years. Economically, 46404 is a lower-income ZIP code: the median household income of $39,188 is below the national average.
Real estate in ZIP code 46404 represents one of the more affordable housing markets in the country. The median home value of $88,300 is well below the national average. Renters can expect to pay around $995 per month in median rent. The area has a relatively balanced mix of owners (49.3%) and renters (50.7%). Median home values have increased by 28% since 2019.
The population of 46404 is primarily Black (90.21%). Residents are moderately educated — 25.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 29.3%. Household income has grown by 22% since 2019.
The unemployment rate in 46404 stands at 9.7%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 46404 in Gary, IN is characterized as lower-income, moderately educated, and a relatively young community. With 16,846 residents, a median household income of $39,188, and a median home value of $88,300, it offers a clear picture of life in this part of Indiana.