| ZIP Code | 46323 |
|---|---|
| City | Hammond |
| State | Indiana (IN) |
| County | Lake County |
| Area Code | 219 |
| Elevation | 612 ft |
| Latitude | 41.589434 |
|---|---|
| Longitude | -87.453729 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18089 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.9 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.74 |
| Below Poverty | 14.9% ▲ 49% above avg |
| College Grads | 27.1% ▼ 30% below avg |
| Unemployment | 6.9% ▲ 41% above avg |
| No HS Diploma | 497 (3.6%) |
| HS Graduate | 4,997 (36.3%) |
| Some College | 2,045 (14.8%) |
| Associates | 2,505 (18.2%) |
| Bachelors | 1,385 (10%) |
| Graduate Degree | 2,354 (17.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $56,906 ▼ 25% below avg ↑ 8% since 2019 |
|---|---|
| Median Home Value | $149,200 ▼ 46% below avg ↑ 58% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $1,189/mo ↑ 24% since 2019 |
| Total Units | 8,955 |
| Vacant Units | 665 |
| Avg HH Size | 2.74 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,955 |
|---|---|
| Vacant | 665 |
| Owner Occupied | 66.6% |
| Renter Occupied | 33.4% |
| Avg HH Size | 2.74 |
ZIP code 46323 is located in Hammond, Indiana, within Lake County. With a population of 23,184, this is a moderately populated ZIP code with a relatively young community — the median age is 36.9 years. Economically, 46323 is a solidly middle-class ZIP code: the median household income of $56,906 is below the national average.
Real estate in ZIP code 46323 represents one of the more affordable housing markets in the country. The median home value of $149,200 is below the national average. Renters can expect to pay around $1,189 per month in median rent. Homeownership is strong here — 66.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 58% since 2019.
The population of 46323 is racially diverse, with Hispanic as the largest group at 38.0%. Residents are moderately educated — 27.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.9%. Household income has grown by 8% since 2019.
The unemployment rate in 46323 stands at 6.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 46323 in Hammond, IN is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 23,184 residents, a median household income of $56,906, and a median home value of $149,200, it offers a clear picture of life in this part of Indiana.