| ZIP Code | 46321 |
|---|---|
| City | Munster |
| State | Indiana (IN) |
| County | Lake County |
| Area Code | 219 |
| Elevation | 613 ft |
| Latitude | 41.54751 |
|---|---|
| Longitude | -87.503268 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18089 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.3 yrs |
|---|---|
| Avg Household Size | 2.50 |
| Below Poverty | 7.2% ▼ 29% below avg |
| College Grads | 57.7% ▲ 49% above avg |
| Unemployment | 5.3% ▲ 9% above avg |
| No HS Diploma | 127 (0.8%) |
| HS Graduate | 3,943 (23.9%) |
| Some College | 1,037 (6.3%) |
| Associates | 1,859 (11.3%) |
| Bachelors | 1,633 (9.9%) |
| Graduate Degree | 7,886 (47.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $105,764 ▲ 39% above avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $312,000 ▲ 12% above avg ↑ 37% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $1,480/mo ↑ 29% since 2019 |
| Total Units | 9,786 |
| Vacant Units | 409 |
| Avg HH Size | 2.50 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,786 |
|---|---|
| Vacant | 409 |
| Owner Occupied | 86.1% |
| Renter Occupied | 13.9% |
| Avg HH Size | 2.50 |
ZIP code 46321 is located in Munster, Indiana, within Lake County. With a population of 23,733, this is a moderately populated ZIP code with a mature community — the median age is 45.3 years. Economically, 46321 is a upper-middle-income ZIP code: the median household income of $105,764 is above the national average.
Real estate in ZIP code 46321 represents a mid-range housing market. The median home value of $312,000 is near the national average. Renters can expect to pay around $1,480 per month in median rent. Homeownership is strong here — 86.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.
The population of 46321 is primarily White (70.94%). Residents are well-educated — 57.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.2%. Household income has grown by 26% since 2019.
The unemployment rate in 46321 stands at 5.3%, which is near the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 46321 in Munster, IN is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 23,733 residents, a median household income of $105,764, and a median home value of $312,000, it offers a clear picture of life in this part of Indiana.