| ZIP Code | 46324 |
|---|---|
| City | Hammond |
| State | Indiana (IN) |
| County | Lake County |
| Area Code | 219 |
| Elevation | 602 ft |
| Latitude | 41.583791 |
|---|---|
| Longitude | -87.501995 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18089 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.8 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.48 |
| Below Poverty | 11.9% ▲ 19% above avg |
| College Grads | 25.7% ▼ 34% below avg |
| Unemployment | 4.6% ≈ Avg |
| No HS Diploma | 354 (2.7%) |
| HS Graduate | 5,231 (39.6%) |
| Some College | 1,477 (11.2%) |
| Associates | 2,744 (20.8%) |
| Bachelors | 1,222 (9.3%) |
| Graduate Degree | 2,176 (16.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,118 ▼ 20% below avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $141,600 ▼ 49% below avg ↑ 50% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $1,157/mo ↑ 21% since 2019 |
| Total Units | 9,427 |
| Vacant Units | 786 |
| Avg HH Size | 2.48 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,427 |
|---|---|
| Vacant | 786 |
| Owner Occupied | 68.1% |
| Renter Occupied | 31.9% |
| Avg HH Size | 2.48 |
ZIP code 46324 is located in Hammond, Indiana, within Lake County. With a population of 21,433, this is a moderately populated ZIP code with a relatively young community — the median age is 37.8 years. Economically, 46324 is a solidly middle-class ZIP code: the median household income of $61,118 is below the national average.
Real estate in ZIP code 46324 represents one of the more affordable housing markets in the country. The median home value of $141,600 is below the national average. Renters can expect to pay around $1,157 per month in median rent. Homeownership is strong here — 68.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 50% since 2019.
The population of 46324 is racially diverse, with Hispanic as the largest group at 38.5%. Residents are moderately educated — 25.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 11.9%. Household income has grown by 27% since 2019.
The unemployment rate in 46324 stands at 4.6%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 46324 in Hammond, IN is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 21,433 residents, a median household income of $61,118, and a median home value of $141,600, it offers a clear picture of life in this part of Indiana.