| ZIP Code | 40228 |
|---|---|
| City | Louisville |
| State | Kentucky (KY) |
| County | Jefferson County |
| Area Code | 502 |
| Elevation | 672 ft |
| Latitude | 38.140048 |
|---|---|
| Longitude | -85.635813 |
| Timezone | New York (DST) |
| FIPS | 21111 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.5 yrs ↓ 8% since 2019 |
|---|---|
| Avg Household Size | 2.52 |
| Below Poverty | 6.9% ▼ 31% below avg |
| College Grads | 38.6% ≈ Avg |
| Unemployment | 3.4% ▼ 30% below avg |
| No HS Diploma | 211 (1.7%) |
| HS Graduate | 3,388 (27.4%) |
| Some College | 1,431 (11.6%) |
| Associates | 2,553 (20.7%) |
| Bachelors | 1,059 (8.6%) |
| Graduate Degree | 3,717 (30.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $75,762 ≈ Avg ↑ 9% since 2019 |
|---|---|
| Median Home Value | $220,200 ▼ 21% below avg ↑ 36% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $1,370/mo ↑ 38% since 2019 |
| Total Units | 7,629 |
| Vacant Units | 288 |
| Avg HH Size | 2.52 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,629 |
|---|---|
| Vacant | 288 |
| Owner Occupied | 79.8% |
| Renter Occupied | 20.2% |
| Avg HH Size | 2.52 |
ZIP code 40228 is located in Louisville, Kentucky, within Jefferson County. With a population of 18,491, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.5 years. Economically, 40228 is a middle-income ZIP code: the median household income of $75,762 is near the national average.
Real estate in ZIP code 40228 represents an affordable housing market. The median home value of $220,200 is below the national average. Renters can expect to pay around $1,370 per month in median rent. Homeownership is strong here — 79.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 40228 is majority White (64.82%). Residents are moderately educated — 38.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 6.9%. Household income has grown by 9% since 2019.
The unemployment rate in 40228 stands at 3.4%, which is below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 40228 in Louisville, KY is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 18,491 residents, a median household income of $75,762, and a median home value of $220,200, it offers a clear picture of life in this part of Kentucky.